12 Brook St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 12 Brook St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1988
Square Footage	1,584 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$519,000 (2026)
Tax Bill	$4,503.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`AYER M:026 B:0000 L:0006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,584 sqft Living Area
Basement Area	672 sqft Basement
Unfinished Basement	672 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1988
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,583 sqft (0.22 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	12 BROOK ST
City	AYER
State	MA
Zip	01432-1119
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	AYER MA
Minor Civil Division	AYER
Census Blockgroup	5
Census Block	5011
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 BROOK ST, AYER, MA 01432-1119
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2026 · Amount on Record
Deed Sale	Jun 08, 2026 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Doc Number	202667522
Deed Book / Page	85706 / 344
Record Refreshed	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jun 08, 2026
Property Address	12 BROOK ST, AYER, MA 01432-1119
Document Number	085706-344
Book / Page	85706 / 344
Instrument Date	May 13, 2026
Instrument	202667522
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	12 BROOK ST, AYER, MA 01432-1119

Mortgage

Date	Jun 08, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+4.07%)	$376,500 (+8.07%) Land $139,000 Building $237,500	$476,425 (+1.48%)
2024			$469,490
2023	$4,327.00	$348,400 Land $148,600 Building $199,800

Flood & Wildfire

12 Brook St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.