12 Bridgegate Way, Napa, CA 94559 Property Records

Napa County property record for 12 Bridgegate Way, Napa, CA 94559

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,029 sqft · built 1998
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Apr 2000)
Tax Bill	$4,398 (2026)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`043-490-019-000`

Property Details

APN / Parcel Number

Primary APN	`043-490-019-000`
Alternative APNs	`043-490-019` `04349019`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,029 sqft Living Area
Gross Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	436 sqft (0.01 acres)
Garage Type	Attached
Garage Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	043-490-019
Street Address	12 BRIDGEGATE WAY
City	NAPA
State	CA
Zip	94559-4752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	UNIT 31 BRIDGEGATE COMMONS 20R/M46
Legal Subdivision	BRIDGEGATE COMMONS
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3005
Census Tract	200802

Owner

12 Bridgegate Way, a condominium, is owned and occupied by an individual who bought it in April 2000.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 BRIDGEGATE WAY, NAPA, CA 94559-4752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust · Reverse Mortgage OLD REPUBLIC TITLE
Apr 13, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2000 · Amount on File
Deed Sale	Apr 27, 2000 · Amount on File
Prior Sale	Mar 30, 1998 · Amount on File
Deed Document Number	200010319
Prior Transfer Date	Apr 20, 2000
Prior Transfer Doc	0000010318
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Apr 13, 2026
Property Address	12 BRIDGEGATE WAY, NAPA, CA 94559-4752
Document Number	0000005188
Instrument Date	Apr 8, 2026
Instrument	20265188
Record Updated	Aug 27, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRIDGEGATE WAY, NAPA, CA 94559-4752

Mortgage

Document Number	0000005188,
Date	Apr 13, 2026
Instrument	20265188

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	972 Months
Due	Apr 4, 2107

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Apr 13, 2026
Property Address	12 BRIDGEGATE WAY, NAPA, CA 94559-4752
Document Number	0000005187
Instrument Date	Apr 8, 2026
Instrument	20265187
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRIDGEGATE WAY, NAPA, CA 94559-4752

Mortgage

Document Number	0000005187,
Date	Apr 13, 2026
Instrument	20265187

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	972 Months
Due	Apr 4, 2107

Interest

Rate Type	Adjustable Rate
Rate	11.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12 Bridgegate Way was $4,398 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,398.00 (+2.21%) Homeowner's exemption	$293,137 (+2%) Land $148,920 Building $144,217	$293,137 (+2%) Land $148,920 Building $144,217
2025	$4,303.00 Homeowner's exemption	$287,390 Land $146,000 Building $141,390	$287,390 Land $146,000 Building $141,390
2023	$4,157.00 (+0.82%) Homeowner's exemption	$276,232 Land $140,332 Building $135,900
2022	$4,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Bridgegate Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1983–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Bridgegate Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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