12 Breezy Point Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 12 Breezy Point Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Lot Size	4.5 acres (196,305 sqft)
Owner	Individual Name on Record
Last Sale	$1,535,000 (Oct 2024)
Tax Bill	$28,215 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00C4 B:0001 L:0005`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00C4 B:0001 L:0005`

Exterior

Lot Area	196,305 sqft (4.5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12 BREEZY POINT RD
City	ACTON
State	MA
Zip	01720-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	1
Legal Lot Number	5
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1001
Census Tract	363103

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BREEZY POINT RD, ACTON, MA 01720-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Dec 3, 2018	Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Deed Book / Page	83352 / 268
Record Updated	Sep 20, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Oct 16, 2024
Property Address	12 BREEZY POINT RD, ACTON, MA 01720-3420
Document Number	083352-268
Book / Page	83352 / 268
Instrument Date	Oct 15, 2024
Instrument	116923
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 BREEZY POINT RD, ACTON, MA 01720-3420

Mortgage

Document Number	0000116924
Date	Oct 16, 2024
Instrument	116924

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2034
Max Rate At Change	2.75%
Index	Other

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	12 BREEZY POINT RD, ACTON, MA 01720-3420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71957-438
Date	Dec 3, 2018
Book Page	71957/438
Instrument	183659

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,215.00 (+6.81%)	$1,645,200 (+3.82%) Land $448,600 Building $1,196,600	$1,450,365 (+2.14%)
2024	$26,417.00 (-3.14%)	$1,584,700 (+2.03%) Land $448,600 Building $1,136,100	$1,419,965
2023	$27,274.00	$1,553,200 Land $408,300 Building $1,144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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