12 Branch Rd, Oakhurst, NJ 07755 Property Records

Monmouth County and Ocean Township property record for 12 Branch Rd, Oakhurst, NJ 07755

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1960
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2021)
Tax Bill	$11,940 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00003-02-00003`

Property Details

APN / Parcel Number

Primary APN	`37-00003-02-00003`
Alternative APNs	`3700003000200003` `3700003E00003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,113 sqft Living Area
1st Floor Area	1,162 sqft
Upper Floors Area	1,124 sqft
Basement Area	350 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	320 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700003E00003
Street Address	12 BRANCH RD
City	OAKHURST
State	NJ
Zip	07755-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	OCEAN
Legal Block	3.2
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1005
Census Tract	806400

Owner

12 Branch Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 BRANCH RD, OAKHURST, NJ 07755-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit AMWEST FUNDING CORP
May 27, 2021	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Deed Document Number	202185546
Deed Book / Page	9515 / 4123
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0091091690
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 BRANCH RD, OAKHURST, NJ 07755-1026
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097736521
Date	Jan 6, 2026
Book Page	9773/6521
Instrument	2026001102

Lender

Name	AMWEST FUNDING CORP
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2021
Property Address	12 BRANCH RD, OAKHURST, NJ 07755-1026
Document Number	0095154123
Book / Page	9515 / 4123
Instrument Date	May 10, 2021
Instrument	2021085546
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 KETTLE CREEK RD, 90, TOMS RIVER, NJ 08753-1752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRANCH RD, OAKHURST, NJ 07755-1026

Mortgage

Document Number	2021085547
Date	May 27, 2021
Instrument	2021085547

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 BRANCH RD, OAKHURST, NJ 07755-1026
Document Number	0000063346
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRANCH RD OAKHURST NJ 077551026, OAKHURST, NJ 07755-1026

Mortgage

Document Number	0000063346
Date	Jun 15, 2020
Book Page	009420/006331
Instrument	63346

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Branch Rd was $11,940, up 4.7% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$858,600 (-2.71%) Land $516,800 Building $341,800	$858,600 (-2.71%) Land $516,800 Building $341,800
2025	$11,940.00 (+4.69%)	$882,500 Land $601,800 Building $280,700	$882,500 Land $601,800 Building $280,700
2024	$11,405.00
2023		$754,300 Land $525,500 Building $228,800	$754,300 Land $525,500 Building $228,800
2022	$9,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Branch Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	39 (1979–2026)
Claims Outside the SFHA	7 of 39
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Branch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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