12 Bradhurst Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 12 Bradhurst Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1940
Lot Size	0.201 acres (8,760 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2025)
Tax Bill	$3,231 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 22.57-1-14`

Property Details

APN / Parcel Number

Primary APN	`372200 22.57-1-14`
Alternative APNs	`220002205700010140000000` `058525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,582 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Porch	Enclosed Porch
Porch Area	171 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	058525
Old Parcel Number	220002205700010140000000
Street Address	12 BRADHURST RD
City	CARMEL
State	NY
Zip	10512-5168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT:14.000 BLK:1 SEC:22.57 DIST:372200 CITY/MUNI/TWP:KENT
Legal Subdivision	LAKE CARMEL
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1001
Census Tract	10300

Owner

12 Bradhurst Rd is owned by an individual who bought it in November 2025.

Source: Putnam County and Kent Town records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	96 HIGH VIEW DR, CARMEL, NY 10512-6133
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	7446-2025
Deed Book / Page	2423 / 97
Record Updated	Jun 8, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 25, 2025
Property Address	12 BRADHURST RD, CARMEL, NY 10512-5168
Document Number	0024230097
Book / Page	2423 / 97
Map Reference	MAP 130-GG
Instrument Date	Nov 21, 2025
Instrument	7446-2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 BRADHURST RD, CARMEL, NY 10512-5168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 HIGH VIEW DR, CARMEL, NY 10512-6133

Mortgage

Document Number	0008045147
Date	Nov 25, 2025
Instrument	8045/147

Lender

Name	WILLIAM RAVEIS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,231.00	$189,200 (-) Land $11,000 Building $178,200	$275,000 (-) Land $15,988 Building $259,012
2023		$189,200 (-) Land $11,000 Building $178,200	$275,000 (+21.66%) Land $15,988 Building $259,012
2022		$189,200 Land $11,000 Building $178,200	$226,045 Land $13,142 Building $212,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Bradhurst Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Bradhurst Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20