12 Bowman Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 12 Bowman Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,059 sqft · built 1960
Lot Size	0.597 acres (26,001 sqft)
Owner	Individual Name on Record
Last Sale	$572,500 (Nov 2020)
Tax Bill	$11,169 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0089 B:0013 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0089 B:0013 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,059 sqft Living Area
Gross Area	3,846 sqft
Basement Area	1,134 sqft
Unfinished Basement	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,001 sqft (0.597 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 BOWMAN RD
City	BILLERICA
State	MA
Zip	01821-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	13
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3002
Census Tract	316300

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BOWMAN RD, BILLERICA, MA 01821-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	202061955
Deed Book / Page	34986 / 48
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	34986-48
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Nov 30, 2020
Property Address	12 BOWMAN RD, BILLERICA, MA 01821-4402
Document Number	34986-48
Book / Page	34986 / 48
Instrument Date	Nov 12, 2020
Instrument	61955
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STOCKTON ST # 231, 231, CHELSEA, MA 02150

Mortgage

Document Number	61956
Date	Nov 30, 2020
Instrument	61956

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	12 BOWMAN RD, BILLERICA, MA 01821-4402
Document Number	31993-160
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31993-160
Date	Apr 11, 2018
Book Page	031993/000160
Instrument	14243

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,169.00 (+3.15%)	$962,000 (+1.02%) Land $327,700 Building $634,300	$871,350
2025	$10,828.00 (+3.52%)	$952,300 (+2.78%) Land $318,000 Building $634,300
2024	$10,460.00 (+2.46%)	$926,500 (+7.72%) Land $307,900 Building $618,600
2023	$10,209.00	$860,100 Land $280,200 Building $579,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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