12 Bower St, Cranston (Providence), RI 02905 Property Records

Cranston City property record for 12 Bower St, Cranston, RI 02905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,162 sqft · built 1926
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2019)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`CRAN M:2-3 L:2767 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:2-3 L:2767 U`
Alternative APNs	`M:2=3 L:2767 U` `19168705`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	912 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	768 sqft
Unfinished Basement	144 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	19168705
Street Address	12 BOWER ST
City	CRANSTON
State	RI
Zip	02905-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Lot Number	2767
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1000
Census Tract	13400

Owner

12 Bower St is owned and occupied by an individual who bought it in September 2019.

Source: Cranston City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 BOWER ST, CRANSTON, RI 02905-4041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTAR MORTAGE INC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Feb 3, 1998 · Amount on File
Deed Document Number	201910652
Deed Book / Page	5832 / 288
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Sep 16, 2019
Property Address	12 BOWER ST, CRANSTON, RI 02905-4041
Document Number	5832-288
Book / Page	5832 / 288
Instrument Date	Sep 16, 2019
Instrument	20190916010652
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190916010653
Date	Sep 16, 2019
Instrument	190916010653

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	12 BOWER ST, CRANSTON, RI 02905-4041
Document Number	5812-59
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BOWER ST CRANSTON RI 029054041, CRANSTON, RI 02905-4041

Mortgage

Document Number	5812-59
Date	Aug 9, 2019
Book Page	005812/000059
Instrument	9008866

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Bower St was $6,431.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,431.00	$463,300 Land $271,100 Building $192,200	$516,998
2023	$5,882.00 (+2.12%)	$311,200 (-) Land $187,000 Building $124,200
2022	$5,760.00	$311,200 Land $187,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Bower St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Bower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CNE - NEW LONDON TURNPIKE ENTRY POINT private · serves 9,999 people · EPA ID RI2980453
Water Source	Purchased groundwater from KENT COUNTY WATER AUTHORITY
Last State Inspection	Jul 2025
Also Mapped Here	PROVIDENCE-CITY OF
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018 E. coli not recorded as resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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