Essex County and Peabody City property record for 12 Bowen Rd, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,860 sqft · built 1963 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Dec 2020) |
| Tax Bill | $6,375 (2026) |
| Deeds & Mortgages | Dec 2024 Refinance Sep 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0121 B:0037 |
| Primary APN | PEAB M:0121 B:0037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 378 sqft |
| Unfinished Basement | 378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,749 sqft (0.178 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15302 |
|---|---|
| Street Address | 12 BOWEN RD |
| City | PEABODY |
| State | MA |
| Zip | 01960-6661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | SPRING POND HEIGHTS |
| Legal Block | 37 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 210600 |
12 Bowen Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Feb 3, 2020 | Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST |
| Dec 31, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC |
| Aug 1, 2018 | Quit Claim Deed, Transfer CENTURY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Book / Page | 39367 / 158 |
| Prior Transfer Date | Dec 28, 2020 |
| Prior Transfer Doc | 3936000158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042504-256 |
|---|---|
| Date | Dec 24, 2024 |
| Book Page | 42504/256 |
| Instrument | 20241224000530 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36191-555 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 36191/555 |
| Instrument | 134 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38234-500 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 38234/500 |
| Instrument | 20200203000690 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38234-480 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 38234/480 |
| Instrument | 20200203000680 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Dec 31, 2020 |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Document Number | 39367-158 |
| Book / Page | 39367 / 158 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 20201231004820 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Document Number | 201231004830 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 201231004830 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Aug 1, 2018 |
| Property Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Document Number | 36908-567 |
| Book / Page | 36908 / 567 |
| Instrument | 180801002180 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 BOWEN RD, PEABODY, MA 01960-6661 |
| Document Number | 369080569 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 36908/0569 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate | 4.13% |
|---|---|
| Max Rate At Change | 90.1% |
| Max Rate | 2.75% |
The 2026 property tax bill for 12 Bowen Rd was $6,375, down 2.9% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,375.00 (-2.88%) | $673,200 (-5.04%) Land $260,200 Building $413,000 | $692,025 (-3.96%) |
| 2025 | $6,564.00 (+15.36%) | $708,900 (+13.62%) Land $240,900 Building $468,000 | $720,575 |
| 2024 | $5,690.00 (+4.52%) | $623,900 (+9.11%) Land $240,900 Building $383,000 | |
| 2023 | $5,444.00 | $571,800 Land $215,100 Building $356,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Bowen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2004–2014) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Bowen Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
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