12 Bow Ln, Cromwell, CT 06416 Property Records

Cromwell Town property record for 12 Bow Ln, Cromwell, CT 06416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,058 sqft · built 1978
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$302,500 (Nov 2021)
Tax Bill$6,309 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-14

Property Details

APN / Parcel Number

Primary APN34-14
Alternative APNs
  • CROM M:00377500
  • M:34 B:16 L:14
  • 377500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
Gross Area2,643 sqft
1st Floor Area1,058 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number377500
Street Address12 BOW LN
CityCROMWELL
StateCT
Zip06416-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal SubdivisionGROVENORS GROVE
Legal Block16
Legal Lot Number14
JurisdictionCROMWELL CT
Township / Civil DivisionCROMWELL
Census Block Group2
Census Block2006
Census Tract570200

Owner

12 Bow Ln is owned and occupied by two individuals who acquired it in December 2021.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12 BOW LN, CROMWELL, CT 06416-1233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CREDIT UNION
Jan 18, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 30, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Prior SaleMay 24, 2007 · Amount on File
Deed Document Number20213336
Deed Book / Page1749 / 39
Last Transfer DateDec 8, 2021
Transfer Doc0001755-89
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Recording DateMay 21, 2026
Property Address12 BOW LN, CROMWELL, CT 06416-1233
Document Number001881-157
Book / Page1881 / 157
Instrument DateMay 18, 2026
Instrument2026887
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BOW LN, CROMWELL, CT 06416-1233

Mortgage

Document Number0000000887,
DateMay 21, 2026
Book Page1881/157
Instrument2026887
Lender
NameFIRST TECHNOLOGY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 1, 2031
Interest
Rate6.3%
Max Rate-1%

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCROMWELL CT
Recording DateJan 18, 2022
Property Address12 BOW LN, CROMWELL, CT 06416-1233
Document Number0001755-89
Book / Page1755 / 89
Instrument DateDec 8, 2021
Instrument130
Transaction TypeTransfer
Record UpdatedJul 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12 BOW LN, CROMWELL, CT 06416-1233

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCROMWELL CT
Recording DateNov 30, 2021
Property Address12 BOW LN, CROMWELL, CT 06416-1233
Document Number0001749-39
Book / Page1749 / 39
Instrument DateNov 30, 2021
Instrument3336
Transaction TypeTransfer
Record UpdatedJul 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BOW LN, COMWELL, CT

Mortgage

Document Number0000003337
DateNov 30, 2021
Instrument3337
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Bow Ln was $6,309.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCromwell Town
Unified School DistrictCromwell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,309.00$204,890 Land $98,280 Building $106,610$143,423 Land $68,796 Building $74,627
2024$6,309.00 (+4.7%)
2023$6,026.00 (+14.24%)$204,890 (+29.46%) Land $98,280 Building $106,610
2022$5,275.00$158,270 Land $85,680 Building $72,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Bow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Bow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 90% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROMWELL FIRE DISTRICT WATER DEPARTMENT
serves 14,316 people · EPA ID CT0330011
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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