12 Bluefield Dr, Elkton, MD 21921 Property Records

Cecil County property record for 12 Bluefield Dr, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,040 sqft · built 1989
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on Record
Last Sale$184,900 (May 2004)
Tax Bill$2,396 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-031175

Property Details

APN / Parcel Number

Primary APN02-031175
Alternative APNs
  • 2031175
  • 031175

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number031175
Street Address12 BLUEFIELD DR
CityELKTON
StateMD
Zip21921-8106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 7 - .46 ACRE 12 BLUEFIELD DRIVE DEERHAVEN
Legal SubdivisionSMSA 0720
Legal Lot Number7
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group1
Census Block1021
Census Tract30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 BLUEFIELD DR, ELKTON, MD 21921-8106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2004 · Amount on Record
Deed SaleMay 11, 2004 · Amount on Record
Prior SaleJun 23, 1989 · Amount on Record
Deed Document Number2004263917
Deed Book / Page1655 / 155
Last Transfer DateJan 3, 2022
Transfer Doc0050970049
Record UpdatedOct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCECIL MD
Recording DateFeb 2, 2022
Property Address12 BLUEFIELD DR, ELKTON, MD 21921-8106
Document Number0050970049
Book / Page5097 / 49
Instrument DateJan 3, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BLUEFIELD DR, ELKTON, MD 21921-8106

Mortgage

Document Number0000509755
DateFeb 2, 2022
Instrument5097/55
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,396.00 (+2.79%)$215,467 (+3.82%)$223,400 (-) Land $95,000 Building $128,400
2025$2,331.00 (+56.76%)$207,533 (+7.75%)$223,400 (+11.92%) Land $95,000 Building $128,400
2023$1,487.00$192,600$199,600 Land $95,000 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims45 (1978–2024)
Claims Outside the SFHA4 of 45
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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