Cecil County property record for 12 Blarney Ln, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,644 sqft · built 2024 |
| Lot Size | 1.43 acres (62,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $471,250 (May 2024) |
| Tax Bill | $4,411 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-138540 |
| Primary APN | 08-138540 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,644 sqft Total Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 62,421 sqft (1.43 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 138540 |
|---|---|
| Street Address | 12 BLARNEY LN |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | LOT 2 - .9149 ACRES 12 BLARNEY LANE CLOVER MEADOWS |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31400 |
12 Blarney Ln is owned and occupied by an individual who bought it in May 2024.
Source: Cecil County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 BLARNEY LN, CONOWINGO, MD 21918-1475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Deed Book / Page | 5472 / 59 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 15, 2026 |
| Property Address | 12 BLARNEY LN, CONOWINGO, MD 21918-1475 |
| Document Number | 5786000153 |
| Book / Page | 5786 / 153 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 12 BLARNEY LN, CONOWINGO, MD 21918-1475 |
| Document Number | 5786000153, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 5786/153 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2054 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 12 Blarney Ln was $4,411.
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,167 (+8.69%) | $501,300 (+26.08%) Land $118,300 Building $383,000 | |
| 2025 | $4,411.00 | $397,600 Land $100,500 Building $297,100 | $397,600 Land $100,500 Building $297,100 |
| 2023 | $766.00 | $69,433 | $84,500 Land $84,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 Blarney Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1978–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Blarney Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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