12 Biscayne Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 12 Biscayne Dr, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,207 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$292,695 (Jun 2022)
Tax Bill$5,788 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7035-01120-0080

Property Details

APN / Parcel Number

Primary APN07-11-31-7035-01120-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,207 sqft Living Area
1st Floor Area2,207 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12 BISCAYNE DR
CityPALM COAST
StateFL
Zip32137-9304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 35 BLOCK 00112 LOT 0008 SUBDIVISION COMPLETION YEAR 1981 OR 437 PG 1722 OR 2164/46 OR 2441/1396
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block112
Legal Lot Number8
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1000
Census Tract60215

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address63 WOOD HAVEN DR, PALM COAST, FL 32164-7976
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
May 11, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 15, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number202233757
Deed Book / Page2701 / 1876
Prior Transfer DateMay 3, 2021
Prior Transfer Doc0025610556
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address12 BISCAYNE DR, PALM COAST, FL 32137-9304
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyNOT AVAILABLE, AGENTS CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 WOOD HAVEN DR, PALM COAST, FL 32164-7976
InvestorPossibly a Property Investor

Mortgage

Document Number0027011877
DateJun 30, 2022
Book Page2701/1877
Instrument2022033758
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMay 11, 2021
Property Address12 BISCAYNE DR, PALM COAST, FL 32137-9304
Document Number0025610556
Book / Page2561 / 556
Map ReferenceMB 11 PG 20
Instrument DateMay 3, 2021
Instrument2021025936
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address63 WOOD HAVEN DR, PALM COAST, FL 32164-7976

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 15, 2021
Property Address12 BISCAYNE DR, PALM COAST, FL 32137-9304
Document Number0025501290
Book / Page2550 / 1290
Map ReferenceMB 11 PG 20
Instrument DateApr 8, 2021
Instrument2021020198
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 WOOD HAVEN DR, PALM COAST, FL 32164-7976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,788.00 (-0.16%)$318,487 (-1.54%) Land $45,000 Building $273,487$318,487 (-1.54%) Land $45,000 Building $273,487
2024$5,797.00 (-3.25%)
2023$5,992.00 (+751.14%)$323,453 (+774.2%) Land $38,500 Building $284,953$323,453 (+774.2%) Land $38,500 Building $284,953
2022$704.00$37,000 Land $37,000$37,000 Land $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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