12 Birch St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 12 Birch St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1900
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2013)
Tax Bill	$5,658 (2025)
Deeds & Mortgages	Aug 2020 Refinance Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:458 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:458 S:020`
Alternative APN	`LYNN M:096 B:458 L:020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
Gross Area	2,716 sqft
Basement Area	919 sqft
Unfinished Basement	919 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	12 BIRCH ST
City	LYNN
State	MA
Zip	01902-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	458
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4005
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BIRCH ST, LYNN, MA 01902-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit ENERGY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Book / Page	32813 / 451
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 BIRCH ST, LYNN, MA 01902-1502
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38803-347
Date	Aug 10, 2020
Book Page	38803/347
Instrument	20200810002460

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 BIRCH ST, LYNN, MA 01902-1502
Document Number	37772-144
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BIRCH ST LYNN MA 019021502, LYNN, MA 01902-1502

Mortgage

Document Number	37772-144
Date	Aug 21, 2019
Book Page	037772/000144
Instrument	1908211820

Lender

Name	ENERGY CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,658.00 (+3.91%)	$546,100 (+5.61%) Land $196,200 Building $349,900	$468,065
2024	$5,445.00 (+3.75%)	$517,100 (+9.86%) Land $186,800 Building $330,300
2023	$5,248.00	$470,700 Land $182,200 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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