12 Birch Dr, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 12 Birch Dr, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,973 sqft · built 1945
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2016)
Tax Bill	$3,977 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:054 L:073`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:054 L:073`
Alternative APN	`T1115R`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	4,710 sqft
1st Floor Area	1,696 sqft
Attic	Attic
Attic Area	792 sqft
Basement Area	904 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T1115R
Street Address	12 BIRCH DR
City	RAYMOND
State	ME
Zip	04071-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRR2
Legal Lot Number	73
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	3
Census Block	3019
Census Tract	12002

Owner

12 Birch Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Cumberland County and Raymond Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 BIRCH DR, RAYMOND, ME 04071-6624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 24, 2017	Deed of Trust, Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on File
Deed Sale	Sep 7, 2016 · Amount on File
Deed Document Number	201647216
Deed Book / Page	33423 / 212
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 BIRCH DR, RAYMOND, ME 04071-6624
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407060338
Date	Apr 19, 2024
Book Page	40706/338
Instrument	12500

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 BIRCH DR, RAYMOND, ME 04071-6624
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396690214
Date	Aug 24, 2022
Book Page	39669/214
Instrument	43819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	12 BIRCH DR, RAYMOND, ME 04071-6624
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344840230
Date	Nov 24, 2017
Book Page	34484/0230
Instrument	000000059843

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 8, 2047

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,977.00 (+8.19%)	$231,200 (-) Land $88,300 Building $142,900
2023	$3,676.00 (+6%)	$231,200 (-) Land $88,300 Building $142,900
2022	$3,468.00	$231,200 Land $88,300 Building $142,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Birch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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