12 Beth Ann Dr, Esko, MN 55733 Property Records

Carlton County property record for 12 Beth Ann Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (45,173 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Apr 2018)
Tax Bill	$5,204 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78-192-1120`

Property Details

APN / Parcel Number

Primary APN	`78-192-1120`
Alternative APN	`27664`

Exterior

Lot Area	45,173 sqft (1.03 acres)

Location & Zoning

Account Number	27664
Street Address	12 BETH ANN DR
City	ESKO
State	MN
Zip	55733-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESKO ON MIDWAY FIRST ADDN
Legal Range	16
Legal Township	49
Legal Section	28
Legal Subdivision	ESKO ON MIDWAY FIRST ADDN
Legal Block	5
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2031
Census Tract	70300

Owner

12 Beth Ann Dr is owned and occupied by an individual who bought it in April 2018.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12 BETH ANN DR, ESKO, MN 55733-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS COOPERATIVE CREDIT UNION
Mar 29, 2019	Other, Transfer
Apr 27, 2018	Warranty Deed, Transfer BANK OF AMERICA NA
Oct 2, 2017	Affidavit of Death of Joint Tenant, Transfer
Oct 2, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Jan 21, 2005 · Amount on File
Deed Document Number	2018479905
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000476622
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000479368
Date	Mar 20, 2018
Instrument	000000479368

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	58 Months
Due	Jan 1, 2023

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000493966
Date	Sep 15, 2020
Instrument	A000493966

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Other, Transfer

Document Type	Other
Jurisdiction	CARLTON MN
Recording Date	Mar 29, 2019
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Document Number	A000485222
Instrument Date	Mar 25, 2019
Instrument	A000485222
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 27, 2018
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Document Number	A000479905
Instrument Date	Apr 25, 2018
Instrument	A000479905
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BETH ANN DR, ESKO, MN 55733-5502

Mortgage

Document Number	A000479906
Date	Apr 27, 2018
Instrument	A000479906

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

October 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARLTON MN
Recording Date	Oct 2, 2017
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Document Number	A000476622
Instrument Date	Oct 2, 2017
Instrument	A000476622
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BETH ANN DR, ESKO, MN 55733-5502

October 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 2, 2017
Property Address	12 BETH ANN DR, ESKO, MN 55733-5502
Document Number	A000476623
Instrument Date	Oct 2, 2017
Instrument	A000476623
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 12 Beth Ann Dr was $5,204 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,204.00 Homeowner's exemption
2025		$448,800 (+3.6%) Land $80,200 Building $368,600	$448,800 (+3.6%) Land $80,200 Building $368,600
2024	$4,748.00 Homeowner's exemption	$433,200 (+9.64%) Land $80,200 Building $353,000	$433,200 (+9.64%) Land $80,200 Building $353,000
2023	$4,748.00 Homeowner's exemption	$395,100 (-) Land $76,700 Building $318,400	$395,100 (-) Land $76,700 Building $318,400
2022		$395,100 Land $76,700 Building $318,400	$395,100 Land $76,700 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Beth Ann Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Beth Ann Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Airfiber, Verizon.

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