12 Berwick St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 12 Berwick St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,412 sqft · built 1923
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2003)
Tax Bill	$7,926 (2025)
Deeds & Mortgages	Aug 2022 Refinance Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-019-00007`

Property Details

APN / Parcel Number

Primary APN	`11-019-00007`
Alternative APN	`WORC M:11 B:019 L:00007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,412 sqft Living Area
Gross Area	5,918 sqft
1st Floor Area	2,021 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	11-019-00007
Street Address	12 BERWICK ST
City	WORCESTER
State	MA
Zip	01602-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	19
Legal Lot Number	7
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1002
Census Tract	730802

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 BERWICK ST, WORCESTER, MA 01602-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
Oct 18, 2017	Deed of Trust, Mortgage SAVERS COOPERATIVE BANK
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit WORCESTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Prior Sale	Jul 28, 1994 · Amount on Record
Deed Document Number	2003312658
Deed Book / Page	32354 / 83
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 BERWICK ST, WORCESTER, MA 01602-1406
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068107-206
Date	Aug 23, 2022
Book Page	68107/206
Instrument	92722

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 BERWICK ST, WORCESTER, MA 01602-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57902-175
Date	Oct 18, 2017
Book Page	57902/175
Instrument	115736

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 BERWICK ST, WORCESTER, MA 01602-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63566-133
Date	Oct 23, 2020
Book Page	63566/133
Instrument	126811

Lender

Name	WORCESTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,926.00 (+16.29%)	$600,900 (+26.43%) Land $122,600 Building $478,300	$583,775 (+2.31%)
2024			$570,570
2023	$6,816.00	$475,300 Land $105,600 Building $369,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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