12 Bern Ct, Mystic, CT 06355 Property Records

Groton Town property record for 12 Bern Ct, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1964
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,000 (Oct 2026)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:271017017084`

Property Details

APN / Parcel Number

Primary APN	`GROT M:271017017084`
Alternative APNs	`271017017084` `151085000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	271017017084
Street Address	12 BERN CT
City	MYSTIC
State	CT
Zip	06355-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1002
Census Tract	702100

Owner

Source: Groton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 BERN CT, MYSTIC, CT 06355-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · Conventional Mortgage USAA FSB
Jan 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Book / Page	1345 / 610
Transfer Doc	1081000969
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GROTON CT
Recording Date	Oct 1, 2026
Property Address	12 BERN CT, MYSTIC, CT 06355-1110
Document Number	1345000610
Book / Page	1345 / 610
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 BERN CT, MYSTIC, CT 06355-1110

Mortgage

Date	Oct 1, 2026

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Jan 7, 2022
Property Address	12 BERN CT, MYSTIC, CT 06355-1110
Document Number	001270-371
Book / Page	1270 / 371
Instrument Date	Jan 6, 2022
Instrument	5113440002
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COTTAGE ST, WESTERLY, RI 02891-7220

Mortgage

Document Number	5113450010
Date	Jan 7, 2022
Instrument	5113450010

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00	$145,810 (-) Land $72,947 Building $72,863	$102,067 Land $51,063 Building $51,004
2024	$3,982.00 (+11.32%)
2023	$3,577.00 (+0.76%)	$145,810 (-) Land $41,720 Building $104,090
2022	$3,550.00	$145,810 Land $41,720 Building $104,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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