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12 Bermuda Run Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 12 Bermuda Run Way, Saint Augustine, FL 32080

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,380 sqft · built 1986
Owner2 Individual Names on File
Last Sale$725,000 (Oct 2020)
Tax Bill$10,058 (2025)
Deeds & MortgagesDec 2023 Transfer
Jul 2023 Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN172711-0012

Property Details

APN / Parcel Number

Primary APN172711-0012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986

Location & Zoning

Street Address12 BERMUDA RUN WAY
CitySAINT AUGUSTINE
StateFL
Zip32080-6728
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR715/1076) BERMUDA RUN CONDO UNIT 12 OR5083/1368 & 5801/640(Q/C) & 5872/703(L/E)
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionBERMUDA RUN
Legal Lot Number12
Legal Unit12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2001
Census Tract21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1 BERMUDA RUN WAY, 12, SAINT AUGUSTINE, FL 32080-6999
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 31, 2023
ATTORNEY ONLY, ATTORNEY
Nov 1, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Deed Document Number202096370
Deed Book / Page5083 / 1368
Last Transfer DateJul 31, 2023
Transfer Doc0058010640
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 15, 2023
Property Address12 BERMUDA RUN WAY, SAINT AUGUSTINE, FL 32080-6728
Document Number0058720703
Book / Page5872 / 703
Map ReferenceVOL 715 PG 1076
Instrument DateDec 13, 2023
Instrument2023097568
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BERMUDA RUN WAY, ST AUGUSTINE, FL 32080-6728

July 2023:

JurisdictionST JOHNS FL
Recording DateJul 31, 2023
Property Address12 BERMUDA RUN WAY, SAINT AUGUSTINE, FL 32080-6728
Document Number0058010640
Book / Page5801 / 640
Map ReferenceMB 715 PG 1076
Instrument DateJul 31, 2023
Instrument2023059825
Record UpdatedAug 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address113 SPANISH OAKS LN, ST AUGUSTINE, FL 32080-7960

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BERMUDA RUN WAY, SAINT AUGUSTINE, FL 32080-6728

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address12 BERMUDA RUN WAY, SAINT AUGUSTINE, FL 32080-6728
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048240642
DateNov 1, 2019
Book Page4824/0642
Instrument2019081916
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 28, 2020
Property Address12 BERMUDA RUN WAY, SAINT AUGUSTINE, FL 32080-6728
Document Number0050831368
Book / Page5083 / 1368
Map ReferenceVOL 715 PG 1076
Instrument DateOct 2, 2020
Instrument2020096370
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4285 LAZY ACRES RD, 4285, MIDDLEBURG, FL 32068-4917

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 SPANISH OAKS LN, ST AUGUSTINE, FL 32080-7960

Mortgage

Document Number50831370
DateOct 28, 2020
Instrument5083/1370
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$657,900 (-) Building $657,900$657,900 (-) Building $657,900
2025$10,058.00 (+2.73%) Homeowner's exemption$657,900 (-3%)$657,900 (-3%)
2024$9,791.00 (-6.22%)
2023$10,440.00 (+8.83%)$678,249 (+11.76%)$678,249 (+11.76%)
2022$9,593.00$606,900$606,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 294 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies954 units insured
incl. 660 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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