12 Bennett St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 12 Bennett St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,465 sqft · built 1900
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2021)
Tax Bill	$6,678 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0027 B:0031 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0027 B:0031 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Gross Area	2,645 sqft
Basement Area	410 sqft
Unfinished Basement	410 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 BENNETT ST
City	PEPPERELL
State	MA
Zip	01463-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	31
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1016
Census Tract	327102

Owner

12 Bennett St is owned and occupied by two individuals who bought it in May 2021.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 BENNETT ST, PEPPERELL, MA 01463-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
May 25, 2017	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	May 25, 2017 · Amount on File
Deed Book / Page	77828 / 558
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 21, 2021
Property Address	12 BENNETT ST, PEPPERELL, MA 01463-1501
Document Number	77828-558
Book / Page	77828 / 558
Instrument Date	May 21, 2021
Instrument	115732
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 BENNETT ST, PEPPERELL, MA 01463-1501

Mortgage

Document Number	115733
Date	May 21, 2021
Instrument	115733

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 25, 2017
Property Address	12 BENNETT ST, PEPPERELL, MA 01463-1501
Document Number	69334-13
Book / Page	69334 / 13
Instrument	77708
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BENNETT ST, PEPPERELL, MA 01463-1501
Investor	Possibly a Property Investor

Mortgage

Document Number	693340016
Date	May 25, 2017
Instrument	69334/0016

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12 Bennett St was $6,678, down 0.8% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,678.00 (-0.77%)	$484,600 (+5.35%) Land $128,300 Building $356,300	$464,265 (-)
2025	$6,730.00 (+4.62%)	$460,000 (+2.61%) Land $122,500 Building $337,500	$464,265 (+10.57%)
2024	$6,433.00 (+3.89%)	$448,300 (+9.61%) Land $110,800 Building $337,500	$419,900
2023	$6,192.00	$409,000 Land $110,800 Building $298,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Bennett St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Bennett St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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