Middlesex County and Stoneham Town property record for 12 Benjamin Ter, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,246 sqft · built 2002 |
| Lot Size | 0.425 acres (18,526 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,000 (Feb 2024) |
| Tax Bill | $9,394 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:08 B:000 L:176C |
| Primary APN | STON M:08 B:000 L:176C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Living Area |
| Gross Area | 3,228 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 562 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,526 sqft (0.425 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7583 |
|---|---|
| Street Address | 12 BENJAMIN TER |
| City | STONEHAM |
| State | MA |
| Zip | 02180-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 176C |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 337102 |
12 Benjamin Ter is owned and occupied by an individual who bought it in February 2024.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 BENJAMIN TER, STONEHAM, MA 02180-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 12, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on File |
| Deed Sale | Feb 12, 2024 · Amount on File |
| Prior Sale | Sep 6, 2002 · Amount on File |
| Deed Document Number | 202414408 |
| Deed Book / Page | 82477 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Aug 14, 2026 |
| Property Address | 12 BENJAMIN TER, STONEHAM, MA 02180-1857 |
| Document Number | 0000102609 |
| Book / Page | 86013 / 391 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026102609 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 BENJAMIN TER, STONEHAM, MA 02180-1857 |
| Document Number | 0000102609, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 86013/391 |
| Instrument | 2026102609 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Feb 12, 2024 |
| Property Address | 12 BENJAMIN TER, STONEHAM, MA 02180-1857 |
| Document Number | 082477-193 |
| Book / Page | 82477 / 193 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 14408 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 BENJAMIN TER, STONEHAM, MA 02180-1857 |
| Document Number | 0001951822 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 1951822 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 12 Benjamin Ter was $9,394, up 4.2% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,394.00 (+4.22%) | $933,800 (+5.98%) Land $422,000 Building $511,800 | $1,004,221 (+11.36%) |
| 2025 | $9,014.00 (+4.14%) | $881,100 (+7.79%) Land $402,000 Building $479,100 | $901,740 (+7.29%) |
| 2024 | $8,656.00 (+2.6%) | $817,400 (+7.54%) Land $372,000 Building $445,400 | $840,465 |
| 2023 | $8,437.00 | $760,100 Land $342,000 Building $418,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Benjamin Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Benjamin Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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