12 Bender Ave, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 12 Bender Ave, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	1,366 sqft · built 1946
Lot Size	0.146 acres (6,362 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2019)
Tax Bill	$11,224 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00440-06-00003`

Property Details

APN / Parcel Number

Primary APN	`25-00440-06-00003`
Alternative APNs	`2500440000600003` `14183`

Interior

Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,362 sqft (0.146 acres)
Garage Type	Attached

Location & Zoning

Account Number	14183
Street Address	12 BENDER AVE
City	ISELIN
State	NJ
Zip	08830-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	63.6XIRR
Legal Subdivision	WOODBRIDGE OAKS
Legal Block	440.6
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3011
Census Tract	2500

Owner

12 Bender Ave is owned and occupied by an individual who bought it in January 2019.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12 BENDER AVE, ISELIN, NJ 08830-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 31, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Document Number	20197586
Deed Book / Page	17411 / 775
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 BENDER AVE, ISELIN, NJ 08830-1301
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032639
Date	Mar 8, 2021
Book Page	18326/1081
Instrument	2021032639

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 31, 2019
Property Address	12 BENDER AVE, ISELIN, NJ 08830-1301
Document Number	0000007586
Book / Page	017411 / 000775
Instrument Date	Jan 8, 2019
Instrument	7586
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BENDER AVE ISELIN NJ 088301301, ISELIN, NJ 08830-1301

Mortgage

Document Number	7587
Date	Jan 31, 2019
Book Page	017411/000780
Instrument	7587

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 8, 2017
Property Address	12 BENDER AVE, ISELIN, NJ 08830-1301
Document Number	0000002945
Book / Page	00693 / 000673
Instrument Date	Jan 9, 2017
Instrument	2945
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 BENDER AVE ISELIN NJ 088301301, ISELIN, NJ 08830-1301

Mortgage

Document Number	4497
Date	Feb 8, 2017
Book Page	016667/000499
Instrument	4497

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Bender Ave was $11,224, up 3.4% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (-) Land $23,000 Building $66,900	$89,900 (-) Land $23,000 Building $66,900
2025	$11,224.00 (+3.37%)	$89,900 Land $23,000 Building $66,900	$89,900 Land $23,000 Building $66,900
2024	$10,858.00
2023		$89,900 Land $23,000 Building $66,900	$89,900 Land $23,000 Building $66,900
2022	$10,365.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Bender Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2012–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Bender Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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