12 Ben Lomond Dr, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 12 Ben Lomond Dr, Middletown, NY 10941

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1973
Lot Size	0.367 acres (15,990 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Sep 2018)
Tax Bill	$7,656 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335200 84-4-10`

Property Details

APN / Parcel Number

Primary APN	`335200 84-4-10`
Alternative APNs	`520008400000040100000000` `84-4-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,100 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	15,990 sqft (0.367 acres)
Lot Dimensions	130 ft deep x 123 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	166 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	84-4-10
Street Address	12 BEN LOMOND DR
City	MIDDLETOWN
State	NY
Zip	10941-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 11 BLK D SEC B WINDING
Legal Block	4
Legal Lot Number	10.00
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	3
Census Block	3003
Census Tract	11102

Owner

12 Ben Lomond Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Orange County and Wallkill Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 BEN LOMOND DR, MIDDLETOWN, NY 10941-1236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 10, 2018	Executor's Deed, Transfer HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Deed Document Number	201865268
Deed Book / Page	14457 / 685
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	12 BEN LOMOND DR, MIDDLETOWN, NY 10941-1236
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009515
Date	Feb 17, 2021
Book Page	14899/765
Instrument	20210009515

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 10, 2018
Property Address	12 BEN LOMOND DR, MIDDLETOWN, NY 10941-1236
Document Number	0000065268
Book / Page	14457 / 685
Instrument Date	Aug 30, 2018
Instrument	20180065268
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEN LOMOND DR, MIDDLETOWN, NY 10941-1236

Mortgage

Document Number	0000065269
Date	Sep 10, 2018
Book Page	0000014457/0000000692
Instrument	20180065269

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Pine Bush Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,300 Land $13,500 Building $36,800	$398,600
2024	$7,656.00
2023		$50,300 (+2.03%) Land $13,500 Building $36,800	$346,900 (+12.74%) Land $93,104 Building $253,796
2022		$49,300 Land $13,500 Building $35,800	$307,700 Land $84,259 Building $223,441

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Ben Lomond Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Ben Lomond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLKILL CONSOLIDATED WD serves 18,450 people · EPA ID NY3503584
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	85 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Greenlight Networks.

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