Essex County and Andover Town property record for 12 Belle Haven Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,572 sqft · built 1981 |
| Lot Size | 0.844 acres (36,782 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $847,000 (Mar 2019) |
| Tax Bill | $14,375 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00227 B:00010 L:00000 |
| Primary APN | ANDO M:00227 B:00010 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,572 sqft Living Area |
| Gross Area | 5,952 sqft |
| Basement Area | 1,845 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,782 sqft (0.844 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 12 BELLE HAVEN DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 10 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 BELLE HAVEN DR, ANDOVER, MA 01810-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jun 13, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI NORTHMARK BK |
| Mar 1, 2019 | Quit Claim Deed, Transfer CROSS CNTRY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Dec 1, 2004 |
| Prior Transfer Date | Feb 21, 2019 |
| Prior Transfer Doc | 0000119481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 12 BELLE HAVEN DR, ANDOVER, MA 01810-4252 |
| Document Number | 0000123781 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 BELLE HAVEN DR ANDOVER MA 018104252, ANDOVER, MA 01810-4252 |
| Document Number | 0000123781 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 123781 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 12 BELLE HAVEN DR, ANDOVER, MA 01810-4252 |
| Document Number | 0000122400 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 BELLE HAVEN DR ANDOVER MA 018104252, ANDOVER, MA 01810-4252 |
| Document Number | 0000122400 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 122400 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 12 BELLE HAVEN DR, ANDOVER, MA 01810-4252 |
| Document Number | 0000120145 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 BELLE HAVEN DR ANDOVER MA 018104252, ANDOVER, MA 01810-4252 |
| Document Number | 0000120145 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 120145 |
| Name | NORTHMARK BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 1, 2019 |
| Property Address | 12 BELLE HAVEN DR, ANDOVER, MA 01810-4252 |
| Document Number | 0000119481 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 119481 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,862.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 BELLE HAVEN DR ANDOVER MA 018104252, ANDOVER, MA 01810-4252 |
| Document Number | 119482 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 119482 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,375.00 (+5.82%) | $1,150,900 (+9.12%) Land $539,900 Building $611,000 | $1,078,155 |
| 2024 | $13,585.00 (+5.41%) | $1,054,700 (+11.79%) Land $506,600 Building $548,100 | |
| 2023 | $12,888.00 | $943,500 Land $433,100 Building $510,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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