12 Begonia Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 12 Begonia Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,619 sqft · built 1987
Lot Size	0.679 acres (29,578 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Oct 2019)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage
APN	`104-000-4766`

Property Details

APN / Parcel Number

Primary APN	`104-000-4766`
Alternative APN	`5355`

Interior

Building Area	1,619 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	29,578 sqft (0.679 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Storage Building	288 sqft

Location & Zoning

Street Address	12 BEGONIA DR
City	COVINGTON
State	LA
Zip	70433-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 396 FLOWER ESTATES CB 1055 741 CB 1213 89 INST NO 882851 INST NO 1877573 INST NO 2178029
Legal Subdivision	FLOWER ESTATES
Legal Lot Number	396
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1026
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BEGONIA DR, COVINGTON, LA 70433-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 9, 2019	Deed, Transfer · Conventional Mortgage KEESLER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	20192178029
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12 BEGONIA DR, COVINGTON, LA 70433-9100
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002296868
Date	Oct 21, 2021
Instrument	2296868

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 9, 2019
Property Address	12 BEGONIA DR, COVINGTON, LA 70433-9100
Document Number	0002178029
Map Reference	DOC 1877573
Instrument Date	Oct 7, 2019
Instrument	2178029
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEGONIA DR, COVINGTON, LA 70433-9100

Mortgage

Document Number	0002178030
Date	Oct 9, 2019
Instrument	2178030

Lender

Name	KEESLER FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (-2.4%) Homeowner's exemption	$28,105 (-) Land $5,000 Building $23,105	$281,051 (-) Land $50,000 Building $231,051
2024	$2,463.00 (+22.97%) Homeowner's exemption	$28,105 (+22.43%) Land $5,000 Building $23,105	$281,051 (+22.43%) Land $50,000 Building $231,051
2023	$2,003.00 Homeowner's exemption	$22,956 (-) Land $5,000 Building $17,956	$229,560 (-) Land $50,000 Building $179,560
2022	$2,003.00 Homeowner's exemption	$22,956 Land $5,000 Building $17,956	$229,560 Land $50,000 Building $179,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 58% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, REV.

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