12 Beech St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 12 Beech St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,592 sqft · built 1890
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2023)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
APN	`41190000000260`

Property Details

APN / Parcel Number

Primary APN	`41190000000260`
Alternative APNs	`ADAM M:1190 B:0000 L:00260` `M:000119 P:000026`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	41190000000260
Street Address	12 BEECH ST
City	ADAMS
State	MA
Zip	01220-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	260
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1016
Census Tract	922300

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 BEECH ST, ADAMS, MA 01220-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Quit Claim Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC
Sep 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Mar 2, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GREYLOCK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	20234383
Deed Book / Page	1833 / 197
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Aug 18, 2023
Property Address	12 BEECH ST, ADAMS, MA 01220-2108
Document Number	001833-197
Book / Page	1833 / 197
Instrument Date	Aug 18, 2023
Instrument	4383
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 BEECH ST, ADAMS, MA 01220-2108

Mortgage

Document Number	0000004384
Date	Aug 18, 2023
Instrument	4384

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Sep 14, 2020
Property Address	12 BEECH ST, ADAMS, MA 01220-2108
Document Number	1725-110
Book / Page	1725 / 110
Instrument Date	Sep 10, 2020
Instrument	4992
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEECH ST, ADAMS, MA 01220-2108

Mortgage

Document Number	4993
Date	Sep 14, 2020
Instrument	4993

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Oct 1, 2027
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Mar 2, 2017
Property Address	12 BEECH ST, ADAMS, MA 01220-2108
Document Number	1617-862
Book / Page	001617 / 000862
Instrument Date	Feb 17, 2017
Instrument	1065
Transaction Type	Transfer
Record Updated	Mar 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEECH ST ADAMS MA 012202108, ADAMS, MA 01220-2108

Mortgage

Document Number	1617-866
Date	Mar 2, 2017
Book Page	001617/000866
Instrument	1066

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,742.00 (+6.31%)	$220,000 (+9.62%) Land $40,100 Building $179,900	$271,975
2024	$3,520.00 (+7.51%)	$200,700 (+13.71%) Land $37,600 Building $163,100
2023	$3,274.00	$176,500 Land $34,600 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

12 Beech St, Adams, MA 01220 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Beech St

Nearby Streets

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