12 Bedford Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 12 Bedford Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,384 sqft · built 1985
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$597,500 (Apr 2020)
Tax Bill	$5,561 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-19-3256-000`

Property Details

APN / Parcel Number

Primary APN	`027-19-3256-000`
Alternative APN	`64A212 192`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	453 sqft
Basement Area	405 sqft
Finished Basement	405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	12 BEDFORD DR
City	STERLING
State	VA
Zip	20165-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.3-B LOT 192 878--740
Legal Subdivision	COUNTRYSIDE
Legal Block	2
Legal Lot Number	192
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611102

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	519 ASPEN DR, HERNDON, VA 20170-5309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Warranty Deed, Transfer · Conventional with PMI TRUIST BK
Aug 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 9, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	202029496
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 27, 2020
Property Address	12 BEDFORD DR, STERLING, VA 20165-6008
Document Number	20200427029496
Instrument Date	Apr 24, 2020
Instrument	29496
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEDFORD DR STERLING VA 201656008, STERLING, VA 20165-6008

Mortgage

Document Number	20200427029497
Date	Apr 27, 2020
Instrument	29497

Lender

Name	TRUIST BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	12 BEDFORD DR, STERLING, VA 20165-6008
Document Number	20190830051233
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BEDFORD DR STERLING VA 201656008, STERLING, VA 20165-6008

Mortgage

Document Number	20190830051233
Date	Aug 30, 2019
Instrument	51233

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.38%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	12 BEDFORD DR, STERLING, VA 20165-6008
Document Number	20181113065611
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181113065611
Date	Nov 13, 2018
Instrument	65611

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Fixed Rate
Rate	5.63%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,561.00 (+0.85%)	$690,900 (+9.62%) Land $237,600 Building $453,300	$690,900 (+9.62%) Land $237,600 Building $453,300
2023	$5,514.00	$630,280 Land $217,600 Building $412,680	$630,280 Land $217,600 Building $412,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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