Orange County property record for 12 Beacon Pt, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,118 sqft · built 2001 |
| Lot Size | 0.131 acres (5,714 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,650,000 (Jun 2025) |
| Tax Bill | $14,893 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 759-431-52 |
| Primary APN | 759-431-52 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,118 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 5,714 sqft (0.131 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12 BEACON PT |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15912 BLK LOT 27 |
| Legal Subdivision | TRACT NO 15912 |
| Legal Tract | 15912 |
| Legal Lot Number | 27 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 32057 |
Source: Orange County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12 BEACON PT, LADERA RANCH, CA 92694-0537 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 17, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2013 · Amount on Record |
| Deed Document Number | 2025180661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 12 BEACON PT, LADERA RANCH, CA 92694-0537 |
| Document Number | 0000102911 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026102911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 12 BEACON PT, LADERA RANCH, CA 92694-0537 |
| Document Number | 0000102911, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026102911 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 BEACON PT, MISSION VIEJO, CA 92694-0537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 BEACON PT, LADERA RANCH, CA 92694-0537 |
| Document Number | 0000429550 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021000429550 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 BEACON PT, MISSION VIEJO, CA 92694-0537 |
| Document Number | 0000368343 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 12 BEACON PT LADERA RANCH CA 926940537, LADERA RANCH, CA 92694-0537 |
| Document Number | 0000368343 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 368343 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,683,000 (+51.7%) Land $1,086,058 Building $596,942 | |
| 2025 | $14,893.00 (+1.49%) | $1,109,401 (+4.04%) Land $610,696 Building $498,705 |
| 2024 | $14,674.00 (+1.54%) | |
| 2023 | $14,452.00 (+1.56%) | $1,066,323 Land $586,982 Building $479,341 |
| 2022 | $14,230.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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