Flagler County property record for 12 Barley Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,953 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Apr 2017) |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7012-00080-0310 |
| Primary APN | 07-11-31-7012-00080-0310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,953 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 1,953 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 BARLEY LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 12 BLOCK 00008 LOT 0031 SUBDIVISION COMPLETION YEAR 1979 OR 190 PG 555 OR 761 PG 1357 OR 761 PG 1358 OR 761/1359 OR 2198/289 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 8 |
| Legal Lot Number | 31 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 60219 |
12 Barley Ln is owned and occupied by two individuals who bought it in April 2017.
Source: Flagler County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BARLEY LN, PALM COAST, FL 32137-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 11, 2017 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on File |
| Deed Sale | Apr 11, 2017 · Amount on File |
| Prior Sale | Aug 8, 2001 · Amount on File |
| Deed Document Number | 201712618 |
| Deed Book / Page | 2198 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 12 BARLEY LN, PALM COAST, FL 32137-8833 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 BARLEY LN, PALM COAST, FL 32137-8833 |
| Document Number | 0026711599 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 2671/1599 |
| Instrument | 2022015938 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 12 BARLEY LN, PALM COAST, FL 32137-8833 |
| Document Number | 0021980289 |
| Book / Page | 2198 / 0289 |
| Map Reference | MB6 PG75 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2017012618 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12 BARLEY LN, PALM COAST, FL 32137-8833 |
| Document Number | 2017012619 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017012619 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 12 Barley Ln was $2,589 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,589.00 Homeowner's exemption | $185,607 | $261,783 Land $56,000 Building $205,783 |
| 2023 | $2,453.00 (+1.28%) Homeowner's exemption | $175,122 (+3%) | $260,645 (+2.53%) Land $45,500 Building $215,145 |
| 2022 | $2,422.00 Homeowner's exemption | $170,021 | $254,205 Land $48,000 Building $206,205 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Barley Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Barley Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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