12 Baldwin St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 12 Baldwin St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,121 sqft · built 1900
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Sep 2021)
Tax Bill$4,448 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-0011-53

Property Details

APN / Parcel Number

Primary APN1-0011-53
Alternative APN
  • CUMB M:016 B:0275 L:000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,121 sqft Living Area
Gross Area1,910 sqft
1st Floor Area622 sqft
Basement Area494 sqft
Unfinished Basement390 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1-0011-53
Street Address12 BALDWIN ST
CityCUMBERLAND
StateRI
Zip02864-6402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block275
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1003
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 BALDWIN ST, CUMBERLAND, RI 02864-6402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
THE WASHINGTON TRUST CO OF WESTERLY
Mar 12, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
NFM LENDING
Jun 21, 2019Warranty Deed, Transfer
COPPOLA FAMILY (TR)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleMar 12, 2020 · Amount on Record
Deed Document Number2021127763
Deed Book / Page1906 / 735
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateSep 27, 2021
Property Address12 BALDWIN ST, CUMBERLAND, RI 02864-6402
Document Number1906-735
Book / Page1906 / 735
Instrument DateSep 27, 2021
Instrument127763
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number127764
DateSep 27, 2021
Instrument127764
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMar 12, 2020
Property Address12 BALDWIN ST, CUMBERLAND, RI 02864-6402
Document Number1832-135
Book / Page1832 / 135
Instrument DateMar 12, 2020
Instrument112700
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BALDWIN ST, CUMBERLAND, RI 02864-6402

Mortgage

Document Number112701
DateMar 12, 2020
Instrument112701
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJun 21, 2019
Property Address12 BALDWIN ST, CUMBERLAND, RI 02864-6402
Document Number1804-898
Book / Page001804 / 000898
Instrument DateJun 21, 2019
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BALDWIN ST CUMBERLAND RI 028646402, CUMBERLAND, RI 02864-6402

Mortgage

Document Number1804-899
DateJun 21, 2019
Book Page001804/000899
Lender
NameCOPPOLA FAMILY (TR)
Agreement
AmountAmount Recorded
Term12 Months
DueJun 20, 2020
Interest
Rate11%

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,448.00 (+5.53%)$444,400 (+29.37%) Land $189,900 Building $254,500$395,344
2025$4,215.00 (+5.61%)$343,500 (-) Land $125,400 Building $218,100
2023$3,991.00 (+24.76%)$343,500 (+60.97%) Land $125,400 Building $218,100
2022$3,199.00$213,400 Land $87,700 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Baldwin St

Nearby Streets

Search Property Records by Address or Parcel Number