12 Baldwin Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 12 Baldwin Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2,993 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	Owner Name on File
Tax Bill	$1,811 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002000013020000`

Property Details

APN / Parcel Number

Primary APN	`R60002000013020000`
Alternative APN	`09128357`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,993 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	09128357
Old Parcel Number	R60002000013020000
Street Address	12 BALDWIN LN
City	BLUFFTON
State	SC
Zip	29909-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 436 ALEXANDRIA VILLAGE BLK 25 PB69 P12 PB71 P23 PB74 P172 PB76 P198 PB77 P69
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	25
Legal Lot Number	436
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3004
Census Tract	2110

Owner

Source: Beaufort County records · APN R60002000013020000

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	12 BALDWIN LN, BLUFFTON, SC 29909-5043
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 16, 2013
Transfer Doc	0000053864
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	12 BALDWIN LN, BLUFFTON, SC 29909-5043
Document Number	0000026925
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 BALDWIN LN BLUFFTON SC 299095043, BLUFFTON, SC 29909-5043

Mortgage

Document Number	0000026925
Date	May 22, 2020
Book Page	003866/002377
Instrument	26925

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (-0.06%)	$15,770 (-34.17%)
2024	$1,812.00	$23,956 (-) Land $2,700 Building $21,256	$598,900 (-) Land $67,500 Building $531,400
2023	$1,812.00 (+10.62%)	$23,956 (+66.59%) Land $2,700 Building $21,256	$598,900 (+66.59%) Land $67,500 Building $531,400
2022	$1,638.00	$14,380 Land $2,080 Building $12,300	$359,500 Land $52,000 Building $307,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.