12 Azalea Ln, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 12 Azalea Ln, Cedar Grove, NJ 07009

Property Summary

Property TypeExempt (Full or Partial)
Details2,494 sqft · built 2020
Lot Size48.2 acres (2,102,031 sqft)
Owner2 Individual Names on Record
Last Sale$757,931 (Jan 2021)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00077-0000-00006

Property Details

APN / Parcel Number

Primary APN04-00077-0000-00006

Interior

Building Area2,494 sqft Total Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area2,102,031 sqft

Location & Zoning

Street Address12 AZALEA LN
CityCEDAR GROVE
StateNJ
Zip07009-2313
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description48.256 AC 30 YR PILOT
Legal SubdivisionHILLTOP/CEDAR GROVE
Legal Block77
Legal Lot Number6
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group2
Census Block2008
Census Tract21300

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 AZALEA LN, CEDAR GROVE, NJ 07009-2313
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 18, 2020Deed of Trust, Mortgage
K HOVNANIAN AMERICAN MTG
Jan 4, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Deed Document Number202152
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 AZALEA LN, CEDAR GROVE, NJ 07009-2313
Transaction TypeMortgage
Record UpdatedJan 11, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 AZALEA LN, CEDAR GROVE, NJ 07009-2313

Mortgage

Document Number0000107236
DateDec 15, 2022
Instrument2022107236
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 AZALEA LN, CEDAR GROVE, NJ 07009-2313
Document Number0000000053
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyEASTERN TITLE AGENCY INC, EASTERN TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 AZALEA LN CEDAR GROVE NJ 070092313, CEDAR GROVE, NJ 07009-2313

Mortgage

Document Number0000000053
DateJan 4, 2021
Instrument53
Lender
NameK HOVNANIAN AMERICAN MTG
TypeMortgage Company
AddressBOYNTON BEACH, FL 33425
Agreement
AmountAmount Recorded
Term360 Months
DueJan 3, 2051

January 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJan 4, 2021
Property Address12 AZALEA LN, CEDAR GROVE, NJ 07009-2313
Document Number0000000052
Instrument DateDec 18, 2020
Instrument52
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 29, 2021
Title CompanyEASTERN TITLE AGENCY INC, EASTERN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$758.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 AZALEA LN CEDAR GROVE NJ 070092313, CEDAR GROVE, NJ 07009-2313

Mortgage

Document Number53
DateJan 4, 2021
Instrument53
Lender
NameK HOVNANIAN AMERICAN MTG
TypeMortgage Company
AddressBOYNTON BEACH, FL 33425
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 3, 2051

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$1,016,800 (+36.7%) Land $396,300 Building $620,500$1,016,800 (+36.7%) Land $396,300 Building $620,500
2025$743,800 (-) Land $396,300 Building $347,500$743,800 (-) Land $396,300 Building $347,500
2023$743,800 Land $396,300 Building $347,500$743,800 Land $396,300 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESSEX FELLS WATER HILLTOP SYSTEM
serves 354 people · EPA ID NJ0706002
Water SourcePurchased surface water from VERONA WATER DEPARTMENT
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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