12 Avon St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 12 Avon St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1890
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Dec 2025)
Tax Bill	$7,016 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:22 B:6 L:20`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:22 B:6 L:20`
Alternative APN	`CNCD M:7911Z B:106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	1,801 sqft
1st Floor Area	797 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 AVON ST
City	CONCORD
State	NH
Zip	03301-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	106
Legal Lot Number	20
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2045
Census Tract	32800

Owner

12 Avon St is owned by two individuals who bought it in December 2025.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 WARREN ST, 1, CONCORD, NH 03301-3949
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEDYARD NATIONAL BANK
Dec 15, 2025	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 15, 2025	Deed, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Nov 25, 2020	Quit Claim Deed, Transfer CMG FIN'L
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Aug 20, 2024 · Amount on File
Deed Book / Page	3914 / 339
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0037092991
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015189
Date	Aug 4, 2022
Book Page	3801/1276
Instrument	202200015189

Lender

Name	LEDYARD NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 15, 2025
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Document Number	0000020365
Book / Page	3914 / 339
Instrument Date	Dec 15, 2025
Instrument	202500020365
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 WARREN ST APT 1, 1, CONCORD, NH 03301-3949

Mortgage

Document Number	0000020366
Date	Dec 15, 2025
Instrument	202500020366

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 15, 2025
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Document Number	0000020364
Book / Page	3914 / 336
Instrument Date	Dec 4, 2025
Instrument	202500020364
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 DELAWARE AVE, MANCHESTER, NH 03104-5577

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Document Number	0037100001
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12 AVON ST CONCORD NH 033012301, CONCORD, NH 03301-2301

Mortgage

Document Number	0037100001
Date	Nov 25, 2020
Book Page	003710/000001
Instrument	27154

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 25, 2020
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Document Number	0037092991
Book / Page	003709 / 002991
Instrument Date	Nov 20, 2020
Instrument	27153
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 AVON ST CONCORD NH 033012301, CONCORD, NH 03301-2301

Mortgage

Document Number	37100001
Date	Nov 25, 2020
Book Page	003710/000001
Instrument	27154

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 15, 2018
Property Address	12 AVON ST, CONCORD, NH 03301-2301
Document Number	0035971529
Book / Page	003597 / 001529
Instrument Date	Jun 14, 2018
Instrument	9960
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 1/2 PARMENTER RD CONCORD NH 033034162, CONCORD, NH 03303-4162

Mortgage

Document Number	35971532
Date	Jun 15, 2018
Book Page	003597/001532
Instrument	9961

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Avon St was $7,016, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,016.00 (+5.14%)	$241,000 (-) Land $105,800 Building $135,200
2024	$6,673.00 (+3.09%)	$241,000 (-) Land $105,800 Building $135,200
2023	$6,473.00 (+3.75%)	$241,000 (-) Land $105,800 Building $135,200
2022	$6,239.00	$241,000 Land $105,800 Building $135,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Avon St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2006–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Avon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

12 Avon St, Concord, NH 03301 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Avon St

Nearby Streets

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