12 Avery Rd, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 12 Avery Rd, Cross River, NY 10518

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,830 sqft · built 2000
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Dec 2021)
Tax Bill$23,936 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10533-403

Property Details

APN / Parcel Number

Primary APN10533-403
Alternative APNs
  • 300010503304030010070000
  • 553000 10533-403-0017

Interior

Bedrooms4 Beds
Stories2 Stories
Building Area2,830 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood
Lot Area44,867 sqft (1.03 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number10533-403
Street Address12 AVERY RD
CityCROSS RIVER
StateNY
Zip10518-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal Block403-
Legal Lot Number1.7
JurisdictionWESTCHESTER NY
Township / Civil DivisionLEWISBORO
Census Block Group3
Census Block3006
Census Tract12502

Owner

12 Avery Rd is owned by two individuals who bought it in December 2021.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressAVERY RD, CROSS RIVER, NY 10518
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Prior SaleDec 1, 2021 · Amount on File
Deed Document Number2021613133642
Record UpdatedOct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateDec 1, 2021
Property Address12 AVERY RD, CROSS RIVER, NY 10518-1129
Document Number0613133642
Map ReferenceMAP 24046
Instrument DateNov 15, 2021
Instrument613133642
Transaction TypeTransfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 AVERY RD, 12, CROSS RIVER, NY 10518-1129

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 LOCUST RDG, CROSS RIVER, NY 10518-1305

Mortgage

Document Number0613263362
DateDec 1, 2021
Instrument613263362
Lender
NameWEBSTER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12 Avery Rd was $23,936, up 333.8% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionLewisboro Town
Unified School DistrictKatonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,936.00 (+333.78%)
2025$5,518.00$76,600 (-) Land $19,000 Building $57,600$1,221,690 (+2.39%) Land $303,030 Building $918,660
2024$76,600 (-) Land $19,000 Building $57,600$1,193,146 (+8.72%) Land $295,950 Building $897,196
2023$76,600 Land $19,000 Building $57,600$1,097,421 Land $272,206 Building $825,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Avery Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1980–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Avery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Avery Rd

Nearby Streets

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