12 Athens Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Athens Dr, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,661 sqft · built 1961
Lot Size0.599 acres (26,097 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Oct 2004)
Tax Bill$7,605 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNSAUG M:011-C B:0001 L:0009

Property Details

APN / Parcel Number

Primary APNSAUG M:011-C B:0001 L:0009
Alternative APNs
  • M:011=C B:0001 L:0009
  • 3521027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,661 sqft Living Area
Gross Area2,438 sqft
1st Floor Area1,242 sqft
Basement Area1,196 sqft
Unfinished Basement777 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,097 sqft (0.599 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3521027
Street Address12 ATHENS DR
CitySAUGUS
StateMA
Zip01906-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block1
Legal Lot Number9
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2008
Census Tract208401

Owner

12 Athens Dr is owned and occupied by two individuals who bought it in October 2004.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 ATHENS DR, SAUGUS, MA 01906-3115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2004 · Amount on File
Deed SaleOct 22, 2004 · Amount on File
Prior SaleApr 4, 2003
Deed Document Number200475867
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address12 ATHENS DR, SAUGUS, MA 01906-3115
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000632809
DateJan 5, 2022
Instrument632809
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Athens Dr was $7,605, up 4.9% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,605.00 (+4.91%)$729,800 (+7.53%) Land $437,400 Building $291,600$759,644 (+12.24%)
2025$7,249.00 (+3.57%)$678,700 (+3.27%) Land $397,400 Building $281,300$676,780
2024$6,999.00 (+2.09%)$657,200 (+7.93%) Land $382,300 Building $274,900
2023$6,856.00$608,900 Land $347,300 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Athens Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Athens Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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