12 Aspen Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Aspen Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,368 sqft · built 1965
Lot Size	0.481 acres (20,952 sqft)
Owner	2 Individual Names on File
Last Sale	$618,500 (Feb 2012)
Tax Bill	$18,726 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-04301-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`14-04301-0000-00034`
Alternative APNs	`1400648D00008` `140430100034`

Interior

Building Area	2,368 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Lot Area	20,952 sqft (0.481 acres)

Location & Zoning

Old Parcel Number	1400648D00008
Street Address	12 ASPEN CT
City	WAYNE
State	NJ
Zip	07470-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN LAUREL WOODS
Legal Block	4301
Legal Lot Number	34
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6006
Census Tract	246003

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 ASPEN CT, WAYNE, NJ 07470-5142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 6, 2012 · Amount on Record
Deed Sale	Feb 6, 2012 · Amount on Record
Deed Document Number	20126292
Deed Book / Page	2140 / 232
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 ASPEN CT, WAYNE, NJ 07470-5142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATLANTIC AMERICAN T&E AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024127
Date	Jun 5, 2020
Book Page	M16186/261
Instrument	2020024127

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 ASPEN CT, WAYNE, NJ 07470-5142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052910
Date	Oct 20, 2020
Book Page	M16518/226
Instrument	2020052910

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-) Land $146,300 Building $165,900	$312,200 (-) Land $146,300 Building $165,900
2025	$18,726.00 (+0.88%)	$312,200 (-) Land $146,300 Building $165,900	$312,200 (-) Land $146,300 Building $165,900
2024	$18,563.00 (+5.17%)
2023		$312,200 Land $146,300 Building $165,900	$312,200 Land $146,300 Building $165,900
2022	$17,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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