Bergen County and Rutherford Borough property record for 12 Arthur Dr, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 3,340 sqft · built 1962 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Oct 2016) |
| Tax Bill | $18,861 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00157-0000-00033 |
| Primary APN | 56-00157-0000-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,340 sqft Living Area |
| 1st Floor Area | 3,340 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Old Parcel Number | 5600157000000032A |
|---|---|
| Street Address | 12 ARTHUR DR |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 65X100 |
| Legal Block | 157 |
| Legal Lot Number | 33 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 51400 |
12 Arthur Dr is owned and occupied by two individuals who bought it in October 2016.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ARTHUR DR, RUTHERFORD, NJ 07070-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Nov 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on File |
| Deed Sale | Oct 25, 2016 · Amount on File |
| Prior Sale | Jul 15, 1993 · Amount on File |
| Deed Document Number | 20168267501 |
| Deed Book / Page | 2418 / 1623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 ARTHUR DR, RUTHERFORD, NJ 07070-2516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 ARTHUR DR, RUTHERFORD, NJ 07070-2516 |
| Document Number | 0056630140 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 5663/140 |
| Instrument | 2025082636 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 ARTHUR DR, RUTHERFORD, NJ 07070-2516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0043001696 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 4300/1696 |
| Instrument | 2021121762 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Nov 22, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 ARTHUR DR, RUTHERFORD, NJ 07070-2516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034150218 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 3415/218 |
| Instrument | 19-080361 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12 Arthur Dr was $18,861, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,400 (-) Land $267,500 Building $321,900 | $589,400 (-) Land $267,500 Building $321,900 | |
| 2025 | $18,861.00 (+2.53%) | $589,400 Land $267,500 Building $321,900 | $589,400 Land $267,500 Building $321,900 |
| 2024 | $18,395.00 | ||
| 2023 | $589,400 Land $267,500 Building $321,900 | $589,400 Land $267,500 Building $321,900 | |
| 2022 | $17,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Arthur Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Arthur Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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