12 Arrowhead Rd, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 12 Arrowhead Rd, Bellingham, MA 02019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1958
Lot Size	0.301 acres (13,098 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Oct 2025)
Tax Bill	$5,395 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELL M:0018 B:0058 L:0000`

Property Details

APN / Parcel Number

Primary APN	`BELL M:0018 B:0058 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,384 sqft
Basement Area	1,008 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,098 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 ARROWHEAD RD
City	BELLINGHAM
State	MA
Zip	02019-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	58
Jurisdiction	BELLINGHAM MA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	443106

Owner

12 Arrowhead Rd is owned and occupied by an individual who bought it in October 2025.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD FEDERAL CREDIT UNION
Mar 14, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD UNIVERSITY CREDIT UNION
Oct 17, 2025	Quit Claim Deed, Transfer
Sep 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Book / Page	42709 / 241
Prior Transfer Date	Oct 8, 2025
Prior Transfer Doc	042709-241
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Property Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00042323-4
Date	Apr 2, 2025
Book Page	42323/4
Instrument	19713

Lender

Name	HARVARD FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	May 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Property Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041094-220
Date	Mar 14, 2023
Book Page	41094/220
Instrument	14397

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Oct 17, 2025
Property Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108
Document Number	042709-241
Book / Page	42709 / 241
Instrument Date	Oct 8, 2025
Instrument	73252
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Sep 30, 2020
Property Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108
Document Number	38413-487
Book / Page	38413 / 487
Instrument Date	Sep 9, 2020
Instrument	104273
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARROWHEAD RD, BELLINGHAM, MA 02019-1108

Mortgage

Document Number	104274
Date	Sep 30, 2020
Instrument	104274

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Arrowhead Rd was $5,395, up 4.2% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Bellingham Town
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,395.00 (+4.15%)	$435,400 (+5.58%) Land $182,400 Building $253,000	$516,610 (-)
2025	$5,180.00 (+4.71%)	$412,400 (+7.2%) Land $165,800 Building $246,600	$516,610 (+11.43%)
2024	$4,947.00 (+3.75%)	$384,700 (+5.28%) Land $151,400 Building $233,300	$463,600
2023	$4,768.00	$365,400 Land $144,200 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Arrowhead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Arrowhead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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