12 Arrow St, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 12 Arrow St, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1940
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Dec 2021)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-7-26`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-7-26`
Alternative APNs	`268901600700070260000000` `01600700070260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft
Canopy	16 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700070260000000
Street Address	12 ARROW ST
City	SCHENECTADY
State	NY
Zip	12304-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 N-10 E-9 S-82-41
Legal Subdivision	MAP PF BUILDING LOTS
Legal Block	7
Legal Lot Number	26.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2017
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.7-7-26

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 ARROW ST, SCHENECTADY, NY 12304-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	202137427
Record Updated	Sep 20, 2026

December 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 10, 2021
Property Address	12 ARROW ST, SCHENECTADY, NY 12304-4403
Document Number	0000007427
Instrument Date	Sep 09, 2021
Instrument	R2021-37427
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	PRIORITY 1 ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 STATE ST RM 1030, 112, ALBANY, NY 12207-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 CHISWELL RD, SCHENECTADY, NY 12304-3808

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (-32.97%)	$72,800 (-) Land $14,500 Building $58,300	$166,600 (+16.75%) Land $33,183 Building $133,417
2023		$72,800 (-) Land $14,500 Building $58,300	$142,700 (+9.28%) Land $28,422 Building $114,278
2022		$72,800 Land $14,500 Building $58,300	$130,583 Land $26,009 Building $104,574
2021	$5,436.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.