Essex County and Maplewood Township property record for 12 Arcularius Ter, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,042 sqft · built 1928 |
| Lot Size | 0.151 acres (6,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $823,000 (Jun 2018) |
| Tax Bill | $23,996 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00015-05-00168 |
| Primary APN | 11-00015-05-00168 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,042 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 6,556 sqft (0.151 acres) |
| Lot Dimensions | 115 ft deep x 57 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00051 |
|---|---|
| Street Address | 12 ARCULARIUS TER |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 57X115 |
| Legal Block | 15.5 |
| Legal Lot Number | 168 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19400 |
12 Arcularius Ter is owned and occupied by two individuals who bought it in June 2018.
Source: Essex County and Maplewood Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ARCULARIUS TER, MAPLEWOOD, NJ 07040-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 11, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Prior Sale | Mar 8, 2005 · Amount on File |
| Deed Document Number | 201849936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 ARCULARIUS TER, MAPLEWOOD, NJ 07040-1106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 2021125265 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021125265 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 ARCULARIUS TER, MAPLEWOOD, NJ 07040-1106 |
| Document Number | 0000086556 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 ARCULARIUS TER MAPLEWOOD NJ 070401106, MAPLEWOOD, NJ 07040-1106 |
| Document Number | 0000086556 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 86556 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 11, 2018 |
| Property Address | 12 ARCULARIUS TER, MAPLEWOOD, NJ 07040-1106 |
| Document Number | 0000049936 |
| Instrument Date | May 25, 2018 |
| Instrument | 49936 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $823.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 ARCULARIUS TER MAPLEWOOD NJ 070401106, MAPLEWOOD, NJ 07040-1106 |
| Document Number | 49939 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 49939 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2048 |
The 2025 property tax bill for 12 Arcularius Ter was $23,996, up 3.8% from the year before.
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999,400 (-) Land $506,100 Building $493,300 | $999,400 (-) Land $506,100 Building $493,300 | |
| 2025 | $23,996.00 (+3.81%) | $999,400 Land $506,100 Building $493,300 | $999,400 Land $506,100 Building $493,300 |
| 2024 | $23,116.00 | ||
| 2023 | $636,200 Land $370,200 Building $266,000 | $636,200 Land $370,200 Building $266,000 | |
| 2022 | $22,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Arcularius Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Arcularius Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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