Hamilton County property record for 12 Arcadia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,102 sqft · built 1922 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $413,500 (Apr 2008) |
| Tax Bill | $10,627 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0139-00 |
| Primary APN | 046-0003-0139-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,102 sqft Living Area |
| Gross Area | 2,972 sqft |
| 1st Floor Area | 1,023 sqft |
| 2nd Floor Area | 870 sqft |
| Attic | Attic |
| Attic Area | 209 sqft |
| Basement Area | 870 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12 ARCADIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 12 ARCADIA CT 46 X 125.55 PT LOT 13-14 ARCADIA SUB |
| Legal Subdivision | ARCADIA SUB |
| Legal Lot Number | 13-14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 28, 2025 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Aug 1, 2025 | Transfer on Death Deed, Transfer |
| Oct 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2008 · Amount on Record |
| Deed Sale | Apr 8, 2008 · Amount on Record |
| Prior Sale | Nov 1, 2007 · Amount on Record |
| Deed Document Number | 200846639 |
| Deed Book / Page | 10818 / 29 |
| Prior Transfer Date | Sep 17, 2002 |
| Prior Transfer Doc | 0000187760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000008845 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 15100/97 |
| Instrument | 2024-0008845 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 17, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000039368 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 15425/2029 |
| Instrument | 2025-0039368 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.05% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.05% |
| Max Rate At Change | 9.05% |
| Index | Prime Rate |
| Max Rate | 13% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 1, 2025 |
| Property Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000057996 |
| Book / Page | 15470 / 1529 |
| Map Reference | MB 23 PG 72 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2025-0057996 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 19, 2018 |
| Property Address | 12 ARCADIA PL, CINCINNATI, OH 45208-2802 |
| Document Number | 0000093306 |
| Book / Page | 013778 / 001536 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 93306 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,627.00 (+3.09%) | $172,712 (+%) Land $76,577 Building $96,135 | $493,460 (-) Land $218,790 Building $274,670 |
| 2024 | $10,308.00 (-2.18%) | $172,710 (-) Land $76,576 Building $96,134 | |
| 2023 | $10,538.00 (+6.94%) | $172,710 (+19.2%) Land $76,576 Building $96,134 | $493,460 (+19.2%) Land $218,790 Building $274,670 |
| 2022 | $9,854.00 Homeowner's exemption | $144,897 Land $55,927 Building $88,970 | |
| 2020 | $413,990 Land $159,790 Building $254,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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