Middlesex County and Waltham City property record for 12 Arcadia Ave, Waltham, MA 02452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,920 sqft · built 2018 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jun 2019) |
| Tax Bill | $11,411 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WALT M:036 B:001 L:0012 |
| Primary APN | WALT M:036 B:001 L:0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 3,208 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,999 sqft (0.092 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3374 |
|---|---|
| Street Address | 12 ARCADIA AVE |
| City | WALTHAM |
| State | MA |
| Zip | 02452-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 369100 |
12 Arcadia Ave is owned and occupied by two individuals who bought it in June 2019.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 28, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Mar 1, 2018 · Amount on File |
| Deed Book / Page | 72856 / 195 |
| Prior Transfer Date | Jun 25, 2019 |
| Prior Transfer Doc | 072856-195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077040-317 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 77040/317 |
| Instrument | 40418 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078969-127 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 78969/127 |
| Instrument | 231755 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73772-366 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 73772/366 |
| Instrument | 191962 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74941-478 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 74941/478 |
| Instrument | 97829 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 12 ARCADIA AVE, WALTHAM, MA 02452-6438 |
| Document Number | 72856-195 |
| Book / Page | 072856 / 000195 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 91993 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,035.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 ARCADIA AVE WALTHAM MA 024526438, WALTHAM, MA 02452-6438 |
| Document Number | 72856-199 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 072856/000199 |
| Instrument | 91994 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2049 |
The 2026 property tax bill for 12 Arcadia Ave was $11,411, up 6.7% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,411.00 (+6.67%) | $1,105,700 (+1.51%) Land $421,600 Building $684,100 | $1,169,913 (+6.63%) |
| 2025 | $10,697.00 (+4.68%) | $1,089,300 (+2.75%) Land $392,400 Building $696,900 | $1,097,155 (+8.17%) |
| 2024 | $10,219.00 (+0.96%) | $1,060,100 (+8.09%) Land $374,000 Building $686,100 | $1,014,315 |
| 2023 | $10,122.00 | $980,800 Land $340,000 Building $640,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Arcadia Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1996–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Arcadia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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