Norfolk County and Holbrook Town property record for 12 Arbor Rd, Holbrook, MA 02343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1988 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Jul 2023) |
| Tax Bill | $66 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:39 L:037=00=0 |
| Primary APN | M:39 L:037=00=0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,048 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 ARBOR RD |
|---|---|
| City | HOLBROOK |
| State | MA |
| Zip | 02343-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | COLUMBIAN ST |
| Legal Lot Number | 37--0 |
| Jurisdiction | HOLBROOK MA |
| Township / Civil Division | HOLBROOK |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 421100 |
Source: Norfolk County and Holbrook Town records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 9, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Apr 10, 2026 | Deed of Trust, Mortgage CITIZENS BANK |
| Jul 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 202348387 |
| Deed Book / Page | 41330 / 389 |
| Prior Transfer Date | Sep 26, 2020 |
| Prior Transfer Doc | 38416-240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Property Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041988-540 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 41988/540 |
| Instrument | 59274 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 043037-115 |
| Book / Page | 43037 / 115 |
| Instrument Date | Mar 29, 2026 |
| Instrument | 202622429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 0000022429, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 43037/115 |
| Instrument | 202622429 |
| Name | CITIZENS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Recording Date | Jul 28, 2023 |
| Property Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 041330-389 |
| Book / Page | 41330 / 389 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 48387 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 0000048388 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 48388 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLBROOK MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 38416-240 |
| Book / Page | 38416 / 240 |
| Instrument Date | Sep 26, 2020 |
| Instrument | 104570 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 ARBOR RD, HOLBROOK, MA 02343-1302 |
| Document Number | 104571 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 104571 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Holbrook Town |
| Unified School District | Holbrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66.00 (-99%) | $505,100 (+2.85%) Land $185,900 Building $319,200 | $581,780 |
| 2024 | $6,600.00 (-1.89%) | $491,100 (+12.28%) Land $185,700 Building $305,400 | |
| 2023 | $6,727.00 | $437,400 Land $168,800 Building $268,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1996–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000 |
|---|---|
| Water Source | Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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