Harford County property record for 12 Arabella Way, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,232 sqft · built 2017 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Sep 2024) |
| Tax Bill | $6,873 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-398740 |
| Primary APN | 03-398740 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,232 sqft Total Area |
| Basement Area | 1,130 sqft |
| Finished Basement | 1,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398740 |
|---|---|
| Street Address | 12 ARABELLA WAY |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 19 7710 SF 12 ARABELLA WAY HAMILTON RESERVE 143/91 |
| Legal Subdivision | HAMILTON RESERVE |
| Legal Lot Number | 19 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 11, 2017 | Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Book / Page | 16389 / 234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0169020024 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 16902/24 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Document Number | 0160620210 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 16062/210 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0150290168 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 15029/168 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0139600257 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 13960/257 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 11, 2017 |
| Property Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Document Number | 0126320270 |
| Book / Page | 12632 / 0270 |
| Map Reference | MB143G PG91 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 12632-0270 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,134.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ARABELLA WAY, FALLSTON, MD 21047-2940 |
| Document Number | 0126320277 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 12632-0277 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,873.00 (+14.21%) | $630,667 (+18.94%) | $743,800 (+29.56%) Land $157,500 Building $586,300 |
| 2025 | $6,018.00 (+8.65%) | ||
| 2023 | $530,233 | $574,100 Land $157,500 Building $416,600 | |
| 2022 | $5,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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