Worcester County and Worcester City property record for 12 Andy Rd, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,365 sqft · built 1950 |
| Lot Size | 0.288 acres (12,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,900 (Apr 2019) |
| Tax Bill | $4,615 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-004-00002 |
| Primary APN | 40-004-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,365 sqft Living Area |
| Gross Area | 2,730 sqft |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,557 sqft (0.288 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 40-004-00002 |
|---|---|
| Street Address | 12 ANDY RD |
| City | WORCESTER |
| State | MA |
| Zip | 01602-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Subdivision | NORTHGATE NORTHBORO SEC B |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 730700 |
Source: Worcester County and Worcester City records · APN 40-004-00002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ANDY RD, WORCESTER, MA 01602-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 30, 2019 | Quit Claim Deed, Transfer · Conventional with PMI NORWICH COM'L |
| Apr 23, 2018 | Quit Claim Deed, Transfer INLAND B&T |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Apr 23, 2018 · Amount on Record |
| Deed Book / Page | 60343 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 12 ANDY RD, WORCESTER, MA 01602-1608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64104-354 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 64104/354 |
| Instrument | 163589 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 30, 2019 |
| Property Address | 12 ANDY RD, WORCESTER, MA 01602-1608 |
| Document Number | 60343-54 |
| Book / Page | 060343 / 000054 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 38421 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ANDY RD WORCESTER MA 016021608, WORCESTER, MA 01602-1608 |
| Document Number | 60343-57 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 060343/000057 |
| Instrument | 38422 |
| Name | NORWICH COM'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 23, 2018 |
| Property Address | 12 ANDY RD, WORCESTER, MA 01602-1608 |
| Document Number | 58698-376 |
| Book / Page | 58698 / 376 |
| Instrument | 37718 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ANDY RD, WORCESTER, MA 01602-1608 |
| Document Number | 586980378 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 58698/0378 |
| Name | INLAND B&T |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,615.00 (+5.51%) | $349,900 (+14.72%) Land $118,900 Building $231,000 | $395,010 (+13.27%) |
| 2024 | $348,745 | ||
| 2023 | $4,374.00 | $305,000 Land $103,400 Building $201,600 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: AT&T.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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