12 Andrews Ct, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 12 Andrews Ct, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,004 sqft · built 2014
Lot Size	0.267 acres (11,612 sqft)
Owner	2 Trust Names on File
Last Sale	$97,000 (Jul 2013)
Tax Bill	$7,586 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`105652`

Property Details

APN / Parcel Number

Primary APN	`105652`
Alternative APN	`GLOU M:0237 B:0119 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	1,002 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,612 sqft (0.267 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	105652
Street Address	12 ANDREWS CT
City	GLOUCESTER
State	MA
Zip	01930-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	119
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2015
Census Tract	221902

Owner

12 Andrews Ct is held in a trust since October 2025.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 CHURCH ST, GLOUCESTER, MA 01930-3510
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Quit Claim Deed, Transfer · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BAN
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2013 · Amount on File
Deed Sale	Jul 15, 2013 · Amount on File
Deed Book / Page	32653 / 304
Last Transfer Date	Oct 27, 2025
Transfer Doc	043095-226
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 26, 2025
Property Address	12 ANDREWS CT, GLOUCESTER, MA 01930-2002
Document Number	043095-226
Book / Page	43095 / 226
Instrument Date	Oct 27, 2025
Instrument	20251126001320
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHURCH ST, GLOUCESTER, MA 01930-3510

Mortgage

Document Number	20251126001350
Date	Nov 26, 2025
Instrument	20251126001350

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BAN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	12 ANDREWS CT, GLOUCESTER, MA 01930-2002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38410-44
Date	Apr 10, 2020
Book Page	38410/44
Instrument	20200410002370

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 12 Andrews Ct was $7,586, up 3.8% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,586.00 (+3.76%)	$814,800 (+8.32%) Land $184,200 Building $630,600	$847,272 (+25.05%)
2025	$7,311.00 (+0.99%)	$752,200 (+1.1%) Land $170,600 Building $581,600	$677,540
2024	$7,239.00 (+4.55%)	$744,000 (+13.8%) Land $162,400 Building $581,600
2023	$6,924.00	$653,800 Land $145,000 Building $508,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Andrews Ct in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Andrews Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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