12 Anchorage Pointe, Anchorage (Louisville), KY 40223 Property Records

Louisville/Jefferson County Metro Government property record for 12 Anchorage Pointe, Anchorage, KY 40223

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,660 sqft · built 1995
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on Record
Last Sale$43,500 (Jan 1995)
Tax Bill$1,631 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN21244500120000

Property Details

APN / Parcel Number

Primary APN21244500120000
Alternative APNs
  • 244500120000
  • 08400226

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,660 sqft Finished Area
Basement Area1,744 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area30,056 sqft (0.689 acres)
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Deck Area616 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number08400226
Street Address12 ANCHORAGE POINTE
CityANCHORAGE
StateKY
Zip40223-2179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-RESIDENTIAL SINGLE FAM
Legal Description.6900 AC+- ANCHORAGE POINTE
Legal SubdivisionANCHORAGE POINTE
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3017
Census Tract10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 ANCHORAGE POINTE, LOUISVILLE, KY 40223-2179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 11, 2025Deed of Trust, Mortgage · Line of Credit
GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 1995 · Amount on Record
Deed SaleJan 12, 1995 · Amount on Record
Deed Document Number0006551660
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12 ANCHORAGE POINTE, ANCHORAGE, KY 40223-2179
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037995
DateFeb 16, 2022
Book PageM 17939/395
Instrument2022037995
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12 ANCHORAGE POINTE, ANCHORAGE, KY 40223-2179
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100802
DateAug 11, 2025
Book PageM 19412/72
Instrument2025100802
Lender
NameGERMAN AMERICAN BANK
TypeBank
AddressLOUISVILLE, KY 40241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityAnchorage City
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,631.00 (-0.43%) Homeowner's exemption$458,100 (-) Land $116,110 Building $341,990
2024$458,100 (-) Land $116,110 Building $341,990
2023$1,638.00 (-1.68%) Homeowner's exemption$458,100 (-) Land $116,110 Building $341,990$458,100 (-) Land $116,110 Building $341,990
2022$1,666.00 Homeowner's exemption$458,100 Land $116,110 Building $341,990$458,100 Land $116,110 Building $341,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2000 · rainfall accumulation
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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