Montgomery County property record for 12 Almaden Pl, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,800 sqft · built 1981 |
| Lot Size | 0.057 acres (2,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,990 (Jul 2025) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01905805 |
| Primary APN | 09-01905805 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,497 sqft (0.057 acres) |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01905805 |
|---|---|
| Street Address | 12 ALMADEN PL |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-4108 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | ORCHARD PLACE |
| Legal Subdivision | ORCHARD PLACE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700822 |
12 Almaden Pl, a townhouse, is owned and occupied by an individual who bought it in July 2025.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 ALMADEN PL, GAITHERSBURG, MD 20878-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on File |
| Deed Sale | Jul 9, 2025 · Amount on File |
| Prior Sale | Oct 31, 2005 · Amount on File |
| Deed Book / Page | 69367 / 348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12 ALMADEN PL, GAITHERSBURG, MD 20878-4108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | PROGRESSIVE LAND TITLE AGENC |
| Name | Verified Name |
|---|
| Document Number | 0537870046 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 53787/046 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12 ALMADEN PL, GAITHERSBURG, MD 20878-4108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 21 ALMADEN PL, GAITHERSBURG, MD 20878-4108 |
| Document Number | 0628610348 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 62861/348 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12 ALMADEN PL, GAITHERSBURG, MD 20878-4108 |
| Document Number | 0571960185 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 12 ALMADEN PL GAITHERSBURG MD 208784108, GAITHERSBURG, MD 20878-4108 |
| Document Number | 0571960185 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 057196/000185 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 7, 2034 |
The 2025 property tax bill for 12 Almaden Pl was $4,255.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,600 (+4.35%) Land $150,000 Building $220,600 | $370,600 (-) Land $150,000 Building $220,600 | |
| 2025 | $4,255.00 | $355,167 | $370,600 Land $150,000 Building $220,600 |
| 2023 | $324,300 Land $150,000 Building $174,300 | $324,300 Land $150,000 Building $174,300 | |
| 2022 | $3,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Almaden Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Almaden Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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