Westchester County and Harrison Town property record for 12 Adelphi Ave, Harrison, NY 10528
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,126 sqft · built 1996 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,125,000 (Jan 2021) |
| Tax Bill | $23,530 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0284.-12 |
| Primary APN | 552801 0284.-12 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| 1st Floor Area | 1,553 sqft |
| 2nd Floor Area | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 99 ft deep x 95 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 000018280 |
|---|---|
| Street Address | 12 ADELPHI AVE |
| City | HARRISON |
| State | NY |
| Zip | 10528-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BECHER ESTATE SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 8403 |
Source: Westchester County and Harrison Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ADELPHI AVE, HARRISON, NY 10528-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Jan 25, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 20213446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 ADELPHI AVE, HARRISON, NY 10528-3413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0610213154 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 610213154 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | 01924 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 25, 2021 |
| Property Address | 12 ADELPHI AVE, HARRISON, NY 10528-3413 |
| Document Number | 0610113446 |
| Map Reference | MAP 25582 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 610113446 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 ADELPHI AVE, 12, HARRISON, NY 10528-3413 |
| Name | Verified Name |
|---|---|
| Address | 60 1ST ST, HARRISON, NY 10528-4106 |
| Document Number | 0610213147 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 610213147 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,530.00 (+71.15%) | ||
| 2025 | $13,748.00 | $14,000 (-) Land $1,550 Building $12,450 | $1,206,897 (-2.59%) Land $133,621 Building $1,073,276 |
| 2024 | $14,000 (-) Land $1,550 Building $12,450 | $1,238,938 (+3.54%) Land $137,168 Building $1,101,770 | |
| 2023 | $14,000 Land $1,550 Building $12,450 | $1,196,582 Land $132,479 Building $1,064,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 46 (1979–2023) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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