12 Adams Rd, Ocean Ridge (Boynton Beach), FL 33435 Property Records

Palm Beach County property record for 12 Adams Rd, Ocean Ridge, FL 33435

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,342 sqft · built 1953
Lot Size	0.12 acres (5,205 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Feb 2026)
Tax Bill	$19,036 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`46-43-45-27-13-000-0150`

Property Details

APN / Parcel Number

Primary APN	`46-43-45-27-13-000-0150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	1,342 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	5,205 sqft (0.12 acres)
Lot Dimensions	65 ft deep x 80 ft wide
View / Lot	Ocean
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 ADAMS RD
City	OCEAN RIDGE
State	FL
Zip	33435-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMM
Legal Description	OCEAN SHORE ESTATES (UNREC) LT 15 & UND INT IN LT B
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	OCEAN SHORE ESTATE
Legal Lot Number	15,B
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3015
Census Tract	5411

Owner

12 Adams Rd is owned by an individual who bought it in February 2026.

Source: Palm Beach County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ADAMS RD, OCEAN RIDGE, FL 33435-6203
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 26, 2022	Special Warranty Deed, Transfer · Stand-Alone First Mortgage PATCH LENDING LLC
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit CHURCHILL FUNDING I LLC
Mar 15, 2019	Warranty Deed, Construction Loan · Conventional Mortgage EQUITYMAX
Mar 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Document Number	202651633
Deed Book / Page	36310 / 1900
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	20180005571
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 12, 2026
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0363101900
Book / Page	36310 / 1900
Instrument Date	Feb 6, 2026
Instrument	20260051633
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 KENT ST, NEWBURYPORT, MA 01950-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ADAMS RD, OCEAN RIDGE, FL 33435-6203

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 26, 2022
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0332540755
Book / Page	33254 / 755
Instrument Date	Jan 3, 2022
Instrument	20220039319
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE PROS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12041 NW 18TH ST, 12041, PLANTATION, FL 33323-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 KENT ST, NEWBURYPORT, MA 01950-2305

Mortgage

Document Number	0033254758
Date	Jan 26, 2022
Instrument	33254/758

Lender

Name	PATCH LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0312011875
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14153 N CYPRESS COVE CIR DAVIE FL 333256736, DAVIE, FL 33325-6736

Mortgage

Document Number	0312011875
Date	Feb 4, 2020
Book Page	031201/001875
Instrument	44438

Lender

Name	CHURCHILL FUNDING I LLC
Address	1800 CAMDEN RD # 107-24, CHARLOTTE, NC 28203-4690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2040

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 15, 2019
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0304770907
Book / Page	030477 / 000907
Instrument Date	Mar 4, 2019
Instrument	91019
Transaction Type	Construction Loan
Record Updated	Apr 2, 2019
Title Company	MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4840 NE 26TH AVE FORT LAUDERDALE FL 333084817, FORT LAUDERDALE, FL 33308-4817

Mortgage

Document Number	304770912
Date	Mar 15, 2019
Book Page	030477/000912
Instrument	91021

Lender

Name	EQUITYMAX
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Mar 14, 2036

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 12, 2019
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0304690911
Book / Page	030469 / 000911
Instrument Date	Mar 4, 2019
Instrument	85641
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 PLAZA REAL S #219 BOCA RATON FL 334324856, 219, BOCA RATON, FL 33432-4856
Investor	Possibly a Property Investor

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 4, 2018
Property Address	12 ADAMS RD, OCEAN RIDGE, FL 33435-6204
Document Number	0295681928
Book / Page	029568 / 001928
Instrument Date	Dec 15, 2017
Instrument	5571
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ADAMS RD OCEAN RIDGE FL 334356204, OCEAN RIDGE, FL 33435-6204

Tax Assessment & Valuation

The 2025 property tax bill for 12 Adams Rd was $19,036, down 6.8% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Ocean Ridge Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,036.00 (-6.77%)	$1,034,077	$1,034,077 Land $611,330 Building $422,747
2024	$20,418.00 (-13.47%)
2023	$23,596.00 (+89.69%)	$1,274,853 (+35.9%) Land $727,774 Building $547,079	$1,274,853 (+35.9%) Land $727,774 Building $547,079
2022	$12,439.00	$938,113 Land $529,290 Building $408,823	$938,113 Land $529,290 Building $408,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Adams Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 309 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	508 units insured incl. 199 condo units
Nearby Flood Claims	71 (1979–2025)
Claims Outside the SFHA	3 of 71
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Frances, Sep 2004 · 12 claims Hurricane Irene, Oct 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Adams Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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