12 Abbot Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 12 Abbot Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1975
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$596,000 (Jun 2005)
Tax Bill	$12,456 (2025)
Deeds & Mortgages	Aug 2021 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:34 B:6`

Property Details

APN / Parcel Number

Primary APN	`HARV M:34 B:6`
Alternative APNs	`M:034.0 P:0006-0000.0` `1250340000600000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	4,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	110,642 sqft (2.54 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250340000600000
Street Address	12 ABBOT LN
City	HARVARD
State	MA
Zip	01451-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3005
Census Tract	761401

Owner

12 Abbot Ln is owned and occupied by two individuals who bought it in June 2005.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 ABBOT LN, HARVARD, MA 01451-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHSTAR MORTGAGE CORP
Mar 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHSTAR MORTGAGE CORP
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHSTAR MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005 · Amount on File
Deed Sale	Jun 29, 2005 · Amount on File
Deed Document Number	2005103825
Deed Book / Page	36675 / 144
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	12 ABBOT LN, HARVARD, MA 01451-1812
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65955-1
Date	Aug 31, 2021
Book Page	65955/1
Instrument	122179

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	12 ABBOT LN, HARVARD, MA 01451-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61986-29
Date	Mar 3, 2020
Book Page	61986/29
Instrument	22756

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	12 ABBOT LN, HARVARD, MA 01451-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63635-118
Date	Oct 30, 2020
Book Page	63635/118
Instrument	131384

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Abbot Ln was $12,456, up 3% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,456.00 (+2.95%)	$795,900 (-1.98%) Land $338,400 Building $457,500
2024	$12,099.00 (+5.68%)	$812,000 (+17.8%) Land $325,000 Building $487,000	$897,560
2023	$11,449.00	$689,300 Land $289,600 Building $399,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Abbot Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Abbot Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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